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Click here for Product Change Notice w.e.f July 1, 2011

MaxiGain Platinum Savings Account

The MaxiGain Platinum Savings Account comes with special features and privileges designed for preferred customers like you.

*(Please click here for new threshold limit for sweep-out w.e.f 1 st July 2011)

AMB# - Rs. 25,000
   
  • Sweep-in Sweep-out option available
  • Free unlimited NEFT/RTGS from branch & net banking
  • Free 1 ‘At Par’ Cheque Book per quarter
  • Free Cash deposit/withdrawal upto Rs.2 lakh per day at non base branch
  • Free 5 Demand Drafts at bank location & 5 Demand Drafts free at Correspondence bank location per month (covering more than 900 locations)
  • Free 5  Pay Orders per month
  • Free 2 Outstation cheques collection per month
  • Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
  • Higher limit of withdrawal through ATM & POS of Rs.75,000/-
  • Free Anywhere Banking - unlimited non-cash transactions
  • Free Door Step Banking*
  • Average Monthly Balance – Rs.25,000/-
  • -
 

MaxiGain Classic Savings Account:

The MaxiGain Classic Savings Account provides a complete banking experience with a host of benefits.

AMB# - Rs. 5,000
   
  • Convenience of Anywhere, Anytime Banking
  • Free International VISA Debit Card
  • Free Internet Banking
  • Free Phone Banking and SMS Banking
  • Free Quick remittance solution (NEFT / RTGS )
  • Free Demand Draft & Pay Orders
  • Free Outstation Cheque Collection facility
  • Free Payable- At- Par Cheque book
  • The account can be opened by individuals.
 

Dhanam + and ++ Savings Account

Dhanam+ & ++, combines the benefits of a term deposit with the flexibility and convenience of a savings bank account.

AMB# - Rs. 5,000
   
  • Flexible term deposits with interest reduction on premature closure
  • Minimum deposit of Rs. 5,000 with subsequent multiples of Rs. 1,000
  • Free cheque book with a savings bank account or a certificate of deposit account
  • Interest on eligible units paid on due date at prevailing term deposit rates of 46/91 days as per Income Tax Act provisions
  • Rs. 500 minimum remittance amount from the fixed deposit; amounts in excess rounded off to the nearest Rs. 100
  • Rs. 500 minimum withdrawal by cheque only; amounts in excess rounded off to the nearest Rs. 100
  • No interest paid if deposit is closed within 15 days from the initial investment
  • The account can be opened by individuals.
 

Simple Savings Account

The Simple Savings Account is a zero-balance, no-frills account that simplifies banking for people seeking basic deposit and withdrawal facility.

AMB#- Nil
   
  • Free cash withdrawal from any other banks’ ATM
  • Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
  • Free Anywhere Banking - unlimited non-cash transactions
  • 5 Cash transactions free per month
  • Average Monthly Balance – Nil
  • The account can be opened by individuals, singly or jointly and also can be opened in the name of a minor. However, this is not open to NRIs.
 
 
#Average Monthly Balance (AMB) is the average daily balance maintained by the customer for a period of 30/31 days. It is the Summation of Daily Closing balance for a period of a month - 30/31 days, as applicable divided by the number of days

MaxiGain Supreme Savings Account

The unique feature of MaxiGain Supreme Savings Account is an Auto Sweep-in Sweep-out facility which maximises your returns with easy liquidity. Above a certain limit your balances are transferred into a FD and can also be swept back to your account. Not only that, the lowest rate FD gets liquidated first to ensure maximum gains for you.

AMB# - Rs. 10,000

   
  • Free 10 NEFT & 10 RTGS from branch per month
  • Free Cash deposit/withdrawal upto Rs.1 lakh per day at non base branch
  • Free 3 Demand Drafts at bank location & 2 Demand Drafts Free at Correspondent bank locations per month (covering more than 900 locations)
  • Free 3  Pay Orders per month
  • Free 1 ‘At Par’ Cheque Book per quarter
  • Free 2 Outstation cheque collection per month
  • Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
  • Higher limit of withdrawal through ATM & POS of Rs.50,000/-
  • Free Anywhere Banking - unlimited non-cash transactions
  • Free Door Step Banking*
  • Average Monthly Balance – Rs.10,000/-
  • -
 

Smart Salary Savings Account

The Smart Salary Savings Account bundles free services, security and convenience for employees while providing easy and convenient salary deposit and management processes for employers.

AMB# - Nil
   
  • Free 5 NEFT & 5 RTGS from branch per month
  • Free 2 Outstation cheques collection per month
  • Free 2 Demand Drafts at bank location & 2 Demand Drafts free at Correspondent  bank locations per month (covering more than 900 locations)
  • Free 2  Pay Orders per month
  • Free 1 ‘At Par’ Cheque Book per quarter
  • Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
  • Free Anywhere Banking - unlimited non-cash transactions
  • Door Step Banking facility*
  • Average Monthly Balance – Nil
  • -
 

Regular Savings Account

The Regular Savings Account combines security and easy access through our pan-India branch network, seamless banking channels and access to the ATM networks of other banks.

AMB# - Rs. 1,000
   
  • Free 1 ‘Payable at Par’ Cheque Book
  • Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
  • Free Anywhere Banking - unlimited non-cash transactions
  • Door Step Banking facility*
  • Average Monthly Balance – Rs.1,000/-
  • The account can be opened by individuals, trusts, societies, clubs or associations, and can even be opened in the name of a minor
 

 

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