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Savings Account
Click here for Product Change Notice w.e.f July 1, 2011
MaxiGain Platinum Savings Account
The MaxiGain Platinum Savings Account comes with special features and privileges designed for preferred customers like you.
*(Please click here for new threshold limit for sweep-out w.e.f 1
st
July 2011)
AMB
#
- Rs. 25,000
Features
Eligibility
Apply
Sweep-in Sweep-out option available
Free unlimited NEFT/RTGS from branch & net banking
Free 1 ‘At Par’ Cheque Book per quarter
Free Cash deposit/withdrawal upto Rs.2 lakh per day at non base branch
Free 5 Demand Drafts at bank location & 5 Demand Drafts free at Correspondence bank location per month (covering more than 900 locations)
Free 5 Pay Orders per month
Free 2 Outstation cheques collection per month
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Higher limit of withdrawal through ATM & POS of Rs.75,000/-
Free Anywhere Banking - unlimited non-cash transactions
Free Door Step Banking*
Average Monthly Balance – Rs.25,000/-
-
Apply
MaxiGain Classic Savings Account:
The MaxiGain Classic Savings Account provides a complete banking experience with a host of benefits.
AMB
#
- Rs. 5,000
Features
Eligibility
Apply
Convenience of Anywhere, Anytime Banking
Free International VISA Debit Card
Free Internet Banking
Free Phone Banking and SMS Banking
Free Quick remittance solution (NEFT / RTGS )
Free Demand Draft & Pay Orders
Free Outstation Cheque Collection facility
Free Payable- At- Par Cheque book
The account can be opened by individuals.
Apply
Dhanam + and ++ Savings Account
Dhanam+ & ++, combines the benefits of a term deposit with the flexibility and convenience of a savings bank account.
AMB
#
- Rs. 5,000
Features
Eligibility
Apply
Flexible term deposits with interest reduction on premature closure
Minimum deposit of Rs. 5,000 with subsequent multiples of Rs. 1,000
Free cheque book with a savings bank account or a certificate of deposit account
Interest on eligible units paid on due date at prevailing term deposit rates of 46/91 days as per Income Tax Act provisions
Rs. 500 minimum remittance amount from the fixed deposit; amounts in excess rounded off to the nearest Rs. 100
Rs. 500 minimum withdrawal by cheque only; amounts in excess rounded off to the nearest Rs. 100
No interest paid if deposit is closed within 15 days from the initial investment
The account can be opened by individuals.
Apply
Simple Savings Account
The Simple Savings Account is a zero-balance, no-frills account that simplifies banking for people seeking basic deposit and withdrawal facility.
AMB
#
- Nil
Features
Eligibility
Apply
Free cash withdrawal from any other banks’ ATM
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Free Anywhere Banking - unlimited non-cash transactions
5 Cash transactions free per month
Average Monthly Balance – Nil
The account can be opened by individuals, singly or jointly and also can be opened in the name of a minor. However, this is not open to NRIs.
Apply
#Average Monthly Balance (AMB) is the average daily balance maintained by the customer for a period of 30/31 days. It is the Summation of Daily Closing balance for a period of a month - 30/31 days, as applicable divided by the number of days
MaxiGain Supreme Savings Account
The unique feature of MaxiGain Supreme Savings Account is an Auto Sweep-in Sweep-out facility which maximises your returns with easy liquidity. Above a certain limit your balances are transferred into a FD and can also be swept back to your account. Not only that, the lowest rate FD gets liquidated first to ensure maximum gains for you.
AMB
#
- Rs. 10,000
Features
Eligibility
Apply
Free 10 NEFT & 10 RTGS from branch per month
Free Cash deposit/withdrawal upto Rs.1 lakh per day at non base branch
Free 3 Demand Drafts at bank location & 2 Demand Drafts Free at Correspondent bank locations per month (covering more than 900 locations)
Free 3 Pay Orders per month
Free 1 ‘At Par’ Cheque Book per quarter
Free 2 Outstation cheque collection per month
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Higher limit of withdrawal through ATM & POS of Rs.50,000/-
Free Anywhere Banking - unlimited non-cash transactions
Free Door Step Banking*
Average Monthly Balance – Rs.10,000/-
-
Apply
Smart Salary Savings Account
The Smart Salary Savings Account bundles free services, security and convenience for employees while providing easy and convenient salary deposit and management processes for employers.
AMB
#
- Nil
Features
Eligibility
Apply
Free 5 NEFT & 5 RTGS from branch per month
Free 2 Outstation cheques collection per month
Free 2 Demand Drafts at bank location & 2 Demand Drafts free at Correspondent bank locations per month (covering more than 900 locations)
Free 2 Pay Orders per month
Free 1 ‘At Par’ Cheque Book per quarter
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Free Anywhere Banking - unlimited non-cash transactions
Door Step Banking facility*
Average Monthly Balance – Nil
-
Apply
Regular Savings Account
The Regular Savings Account combines security and easy access through our pan-India branch network, seamless banking channels and access to the ATM networks of other banks.
AMB
#
- Rs. 1,000
Features
Eligibility
Apply
Free 1 ‘Payable at Par’ Cheque Book
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Free Anywhere Banking - unlimited non-cash transactions
Door Step Banking facility*
Average Monthly Balance – Rs.1,000/-
The account can be opened by individuals, trusts, societies, clubs or associations, and can even be opened in the name of a minor
Apply
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