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Current Accounts
Click here for Product Change Notice w.e.f July 1, 2011
MaxiGain Current Account
The MaxiGain Current Account is designed to suit your business banking requirements. It offers multiple solutions that enable seamless transactions and helps you to mobilize funds faster with maximum convenience. Packed with a host of powerful features like Auto Sweep-in & Sweep-out where lowest interest rate FD broken first, unmatched remittance services and anytime, anywhere banking, this account ensures that your money always keeps working for you.
AMB
#
- Rs. 500,000
Features
Eligibility
Apply
Auto Sweep-in & Sweep-out - Lowest interest FD liquidated first
Unmatched remittance services
Anytime, anywhere banking
Free Unlimited Cheque Collections at Bank Locations
Free International Visa Debit Card (only for proprietorship)
Free ATM withdrawal anywhere in the world
Enhanced Limit for ATM withdrawal / POS purchases
Free Door Step Banking, Internet Banking & SMS Banking
Free Stop Payment facility
Online Bill Payment through Dhanlaxmi Bank Instapay
-
Apply
Power
The Power Current Account is ideal where you can manage your finances across different locations with just a single account.
AMB
#
- Rs. 50,000
Features
Eligibility
Apply
Free 20 Demand Drafts at bank locations & 5 Demand Drafts free at Correspondent bank location per month (covering more than 900 locations)
Free 20 Pay Orders per month
Free cash withdrawal upto Rs.1 lakh per day at non base branch
Free 15 NEFT & 15 RTGS from branch per month
Acceptance of outstation cheques for collection at any branch
Free 1 ‘payable at par’ Cheque Book per month
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Higher limit of withdrawal through ATM & POS of Rs.50,000/-
Free Anywhere Banking - unlimited non-cash transactions
Free Door Step Banking*
Average Monthly Balance – Rs.50,000/-
-
Apply
Suvidha
The Suvidha Current Account is a zero-balance account that provides complete operational flexibility for everyday business transactions.
Prepaid account with AMB
#
- Nil
Features
Eligibility
Apply
Free 10 NEFT & 10 RTGS from branch per month
Free 1 'payable at par' Cheque book
Free 10 DDs & 10 POs per month
Acceptance of outstation cheques for collection at any branch.
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Free Anywhere Banking - unlimited non-cash transactions
Door Step Banking facility*
Average Monthly Balance – Nil
Terms and Conditions:
25 free transactions (any combination of the following) each month:
Issue / Cancellation / Revalidation / Duplicate Demand Drafts / Pay Orders of Rs. 1 lakh or above
Payments through RTGS and NEFT
Upfront charges of Rs. 2,400 per annum, collected at the time of opening the account
No carry-forward of unused free transactions to subsequent months
Nominal charges for transactions above the stipulated 25 free transactions
-
Apply
* Please see the schedule of charge for details.
#Average Monthly Balance (AMB) is the average daily balance maintained by the customer for a period of 30/31 days. It is the Summation of Daily Closing balance for a period of a month - 30/31 days, as applicable divided by the number of days.
Super Power
The Super Power Current Account is designed for the elite customer like you to enjoy smooth flow of funds from multiple locations.
AMB
#
- Rs. 300,000
Features
Eligibility
Apply
Free unlimited NEFT/RTGS from branch & net banking
Free Cash deposit upto Rs.2 lakh & withdrawal upto Rs.5 lakh per day at non base branch
Free Outstation cheque collection at Dhanlaxmi Bank locations
Free unlimited Demand Drafts at bank location & 10 Demand Drafts free at Correspondent bank locations per month (covering more than 900 locations)*
Free 25 Pay Orders per month
Free 4 ‘payable at par’ Cheque Books per month
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Higher limit of withdrawal through ATM & POS of Rs.1,00,000/-
Free Anywhere Banking - unlimited non-cash transactions
Free 3 stop payment requests per month
Free Door Step Banking *
Average Monthly Balance – Rs.3,00,000/-
-
Apply
Premium Current Account
An efficent current account is crucial to the growth of every evolving business. It needs to be robust and at the same time flexible, to support your growth as your business expands. At Dhanlaxmi Bank we understand these demands on your business and have designed a current account that adresses your needs comprehensively. The Premium Current Account is built with the host of powerful features and require an average monthly balance of Rs. 20,000 only. So your plans can take flight with greater ease.
AMB
#
- Rs. 20,000
Features
Eligibility
Apply
Unlimited NEFT/RTGS Free from net banking
10 NEFT/RTGS Free from branch & net banking
Free Cash deposit & withdrawal upto Rs.50,000 per day at non base branch
Outstation cheque collection at Dhanlaxmi Bank locations
10 Demand Drafts free at bank location & 2 Demand Drafts free at Correspondent bank locations per month (covering more than 900 locations)*
Free 1 ‘payable at par’ Cheque Books per Quarter
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Higher limit of withdrawal through ATM & POS of Rs.50,000/-
Free Anywhere Banking - unlimited non-cash transactions
Door Step Banking
Average Monthly Balance – Rs.20,000/-
-
Apply
Regular Current Account
The Regular Current Account makes everyday banking for your business simple and hassle-free through features such as 24-hour account access and easy tracking of funds.
AMB
#
- Rs. 5,000
Features
Eligibility
Apply
Free Debit Card giving access to Dhanlaxmi Bank & Partner bank ATMs
Free Anywhere Banking - unlimited non-cash transactions
Acceptance of outstation cheques for collection at any branch
Door Step Banking facility*
Average Monthly Balance – Rs.5,000/-
The account can be opened by businessmen, traders, industries, companies, associations and entrepreneurs who need to receive and pay out cash or cheques.
Apply
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