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Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs.Over the 87 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of clients. It is due to our strong belief in the need to seek innovation, deliver best service and demonstrate responsibility, that we have grown from strength to strength. Be it in the number of customers, the scale of business, the breadth of our product offerings, the banking experience we offer or the trust that people invest in us. With more than 671 touch points across India at your service; our focus has always been on customizing services and personalizing relations.

Vision : Banking on Relationships forever.

Mission : To Become a Strong and Innovative Bank with Integrity and Social Responsibility to Maximise Customer Satisfaction as well as that of the Employees, Shareholders and the Society.

Achievements
  • Serviced business worth Rs. 21,595 crores as on 31 March 2011, comprising deposits of Rs. 12,530 crores and advances of Rs. 9,065 crores.
  • Earned a net profit of Rs. 26.1 crores for the financial year ended 31st March 2011, with a capital adequacy ratio of 11.8% (Basel II) during the same period.
  • Put in place the Real Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT) systems to facilitate large value payments and settlements online in real time, on a transaction-by-transaction basis.
  • Set up NRI Boutiques (Relationship Centres) across nine locations in Kerala and Tamil Nadu, with plans to open specialized NRI outlets at potential locations with emphasis on impeccable service levels.
  • Bank is a major player in micro credit in Kerala and the Bank's outstanding under micro credit was Rs. 266 crores at the end of March 2011.
  • Attained ISO 9001-2000 certification for the Bank's corporate office at Thrissur and industrial finance branch at Kochi.

Affiliations

Major Exchange Houses

UAE Exchange Centre LLC
Al Ahalia Money Exchange Bureau

Foreign Correspondent Banks

Deutsche Bank Trust Company Americas
Wachovia Bank NA - A Wells Fargo Company
Commerzbank AG
National Westminister Bank PLC

Insurance Partner

Bajaj Allianz

Milestones

1927 - Founded on 14 November, 1927, at Thrissur, Kerala

1975 - Set up the first branch outside the home state of Kerala, at Chennai Mount Road

1977 - Designated as Scheduled Commercial Bank by the Reserve Bank of India (RBI)

1980 - 100-strong branch network

1986 - Total business of Rs. 100 crores

1996 - First public issue. Total business of Rs. 1,000 crores

2000 - Installed the first ATM

2002 - First Rights Issue

2002 - Platinum Jubilee year

2007 - Total business of Rs. 5,000 crores. 80th Anniversary year

2008 - Total business of Rs. 7,500 crores. Second Rights Issue

2009 - Opened 45 new branches and 102 new ATMs

2010 - Raised Rs. 381 crores through QIP in July 2010, Opened 20 new branches and 280 new ATMs, launched new brand identity; created platform for a unified image

2011- Launched its 275th branch in Jan 2011; ATM network expanded to 456, Total asset base for the bank was  Rs.14,268 cr, as on 31.03.2011.

 

Dhanlaxmi Bank Ltd
Dhanalakshmi  Buildings
Naickanal, Thrissur - 680 001
Kerala.
Phone : 91-487-6617000
Fax : 91-487-6617222
 
  • Outstanding of Rs. 1134.89 crores under weaker sections, accounting 12.82% of net bank credit of net bank credit as against the RBI benchmark of 10% as at March end 2013.
  • Outstanding in the area of micro credit totalled Rs. 368.26 crores as on 31st March 2013.
  • Kissan Credit Cards for Rs. 5.98 crores were issued to 150 farmers as on 31st March 2013.
  • Opened 1,56,827 ‘Basic Savings Bank Deposit Account’ with outstanding of Rs. 31.75 crores as on 31st March 2013, as part of financial inclusion initiatives.
  • Our Business Correspondent (BC) locations and Link Branches are as follows:

    Business Correspondent (BC) locations and branches

    S.No.

    Village

    Link Branch

    State

    Name of BC

    Contact No.

    1 KANGAZHA PERUNNA KERALA RUGMINI AMMA 9400496395
    2 VELLILAPILLY PALA KERALA SINDHU E K 9961310656
    3 NEDUMKUNNAM CHANGANASSERY KERALA SHAILA B 9447779235
    4 KANAKKARY KOTTAYAM KERALA ANITHA KUMARI 9400130937
    5 PANACHIKKADY KOTTAYAM KERALA JAYASREE R 9895690234
    6 ERUMELLI NORTH CHIRAKKADAVU KERALA UMA DEVI 9495394583
    7 ELIKULLAM PALA KERALA PREETHI MOL 9656093788
    8 THALANADU PALA KERALA BIJIMOL 8547672264
    9 POOVARANY PALA KERALA SINDHU ANILKUMAR 9961016090
    10 PERAKAMANNA MANJERI KERALA SHEEBA AJI 9048907240
    11 CHANDAYAMANGALAM CHADAYAMANGALAM KERALA SUJA G 9746353506
    12 PERAKAMANNA MANJERI KERALA MINI 9895949061
    13 MUTHUVALLUR MANJERI KERALA VINEETHA 8606636560
    14 KARINTHALAM KANHANGAD KERALA RESHMA N 9400797721
    15 BALAL KANHANGAD KERALA SUDHAMANI K 9495191120
    16 KALLAR KANHANGAD KERALA PRASANTHI V 9048655839
    17 PARATHODU THODUPUZHA KERALA ANITHA V NAIR 9446686910
    18 VATHIKUDY THODUPUZHA KERALA SMITHA 8157083981
    19 PEERUMEDU THODUPUZHA KERALA MINI KUMARI C R 9497021917
    20 ELAMADU CHADAYAMANGALAM KERALA SASILEKHA S 9633242756
    21 ELAMADU CHADAYAMANGALAM KERALA BINDHU J R 9496149443
    22 KOTTUKKAL CHADAYAMANGALAM KERALA BINDHU C S 8547158197
    23 KUMMIL CHADAYAMANGALAM KERALA MINIMOL S 9846193796
    24 VAZHIKADAVU MANJERI KERALA AMBIKA K G 8943297795
    25 VAZHIKADAVU MANJERI KERALA SARITHA P 9446675924
    26 VAZHIKADAVU MANJERI KERALA RANI SANTHOSH 9447892812
    27 RAMAPURAM PALA KERALA MAYA AJITH 9645880814
    28 POOVARANY PALA KERALA MINI BIJU 9497892480
    29 POOVARANY PALA KERALA UMA RANI 9633739083
    30 MALLOTH KANHANGAD KERALA JAYA RAJIKUMAR 9605590064
    31 CHOYAMKODE KANHANGAD KERALA PRASIDA A.C 9744038771
    32 KOTTAMALA  KANHANGAD KERALA SREELATHA K 9656283366
    33 BALAL KANHANGAD KERALA SUKUMARI V 9496145619
    34 PARAPPA KANHANGAD KERALA RADHA K 9496671601
    35 PANATHADY  KANHANGAD KERALA ALLIRANI P P 8547711799
    36 PERUMBALLY KANHANGAD KERALA BABY THAMPAN 9447327579
    37 KUMMIL CHADAYAMANGALAM KERALA JAYA M 9605791075
    38 ERATHU ADOOR KERALA NISHA R 9746287998
    39 ARANMULA PATHANAMTHITTA KERALA JAYA SURESH 9961528930
    40 THRIKODITHANAM PERUNNA KERALA SOBHANA REGHUNATHAN 9544573803
    41 KAINAKARY NORTH KAINAKARY KERALA AMBILY S 9947778425
    42 VELIYANADU PUNNAKUNNAM KERALA SREEDEVI S 9446928324
    43 KUZHUPILLY KUZHUPILLI KERALA ASHA DEVI 9995798528
    44 KUZHUPILLY KUZHUPILLI KERALA VANDANA E B 9526502212
    45 THANNEERMUKKOM SOUTH KANICHUKULANGARA KERALA BINDU SUSEELAN 9288451235
    46 CHAMBAKULAM PUNNAKUNNAM KERALA PREETHA CHANDRAN 9605447761
    47 KARAKULAM KARAKULAM KERALA SMITHA RADHAKRISHNAN 9497776118
    48 NEDUMANGADU VATTAPPARA KERALA LATHA S 9447085535
    49 VADAKKETHARA PAZHAYANNOOR KERALA OMANA V K 9495275989
    50 VARANDARAPPALLY VARANDARAPPILLY KERALA VIJAYALAKSHMI M 9846544206
    51 THAZHAVA THAZHAVA KERALA ASWATHY CHANDRAN 8157822289
    52 MULAVANA CHITTUMALA KERALA SULATHAMMA PILLAI S 9497121900
    53 THRIKKUNNAPUZHA THRIKKUNNAPUZHA KERALA VIMALA 9645546905
    54 KUTTAMANGALAM KAINAKARY KERALA PRABHAMOL R 9400542151
    55 EDATHARA PARLI KERALA NARAYINI KUTTY P K 9744474099
    56 ANAD ANAD KERALA MANJUSHA T S 9745731502
    57 THEKKEDESAM CHITTUR KERALA LATHA C K 8281548226
    58 PUDUPPADY CHEVARAMBALAM KERALA USHA KUMARI 9645536450
    59 KADAMAPALLI KANNUR KERALA SREEVIDYA K 8547464650
    60 MUNDERI KANNUR KERALA REMYA PRAMOD KUMAR 9744203259/7559078686
    61 KONGAD KONGAD KERALA LATHIKA P S 8593946620
    62 ERAMAM KATTAMPALLY KERALA INDU K B 9961834205
    63 THEKKUMKARA ATHANI KERALA PREETHY UDAYAN 9633343914
    64 PUTTUR THALASSERY KERALA SHEEBA M 9946897728
    65 MANATHANA THALASSERY KERALA AKHILA E 8301024028
    66 MANATHANA THALASSERY KERALA ANISHA P 9847588199
    67 KOLARI THALASSERY KERALA SOUMYA E 9446443561
    68 CHEMBRASSERI MANJERI KERALA RADHAMANI P 9544013173
    69 CHEMBRASSERI MANJERI KERALA PRASANNA KUMARI 9544665662
    70 PERIYA KANHANGAD KERALA BINDU K 9745290215
    71 PANAYAL KANHANGAD KERALA PUSHPALATHA M V 9645476604
    72 BARE KANHANGAD KERALA THANKAMANI K 9605467402
    73 PANATHADI KANHANGAD KERALA SOBHA M 9946580328
    74 PANATHADI KANHANGAD KERALA BINDU K P 9497448105
    75 KUTTIKKOL KASARGODE KERALA LEENA A 9745372776
    76 AMARAMBALAM  MANJERI KERALA USHA E K 9946086933
    77 AMARAMBALAM  MANJERI KERALA SHEEJA P 9497661095
    78 POTHUKAL MANJERI KERALA DIVYA P P 9633127927
    79 POTHUKAL MANJERI KERALA JAYALALITHA V 9495488690
    80 PIRAYIRI KODUNTHIRAPULLY KERALA SREELATHA S 9961229408
    81 MANJALLOOR THODUPUZHA KERALA BINDU S N 9947369019
    82 KUDAYATHOOR THODUPUZHA KERALA JALAJA M NAIR 9947272297
    83 THODUPUZHA THODUPUZHA KERALA MINIMOL K P 9947411282
    84 MANAKAD THODUPUZHA KERALA ANITHA BIJU 9605283713
    85 VADAVANNUR KOLLENGODE KERALA DHANALAKSHMI  9995099468
    86 PARAPPA KANHANGAD KERALA RAJANI P V 9400213381
    87 MARARIKULAM KANICHUKULANGARA KERALA SARITHA A 9037738546
    88 KUTHIATHODE KUTHIATHODE KERALA RAJESWARI M G 9846325636
    89 NOORANAD ADOOR KERALA SYAMA AJITH 9495327383
    90 THAMARAKULAM ADOOR KERALA PRASANNA KUMARI S 9496491367
    91 PALAMEL ADOOR KERALA THULASI BHAI 9745821302
    92 PANDIKAD MANJERI KERALA DIVYA P   9446946535/9496845288
    93 PANDIKAD MANJERI KERALA DHANYA VINOD 9539537200
    94 PANAMANNA SOUTH/MANISSERY OTTAPPALAM KERALA ROSHINI P 9895622723
    95 KOKKOTHAMANGALAM CHERTHALA KERALA ANITHA K C 8907837436
    96 KOPPAM KOPPAM KERALA SREELATHA N 9946899227
    97 MEENACHAL PALA KERALA DEEPA LAL 9495164591
    98 KODOM BELUR KANHANGAD KERALA DEEPA RAVEENDRAN 9656300456
    99 PANATHADY  KANHANGAD KERALA SREEJA V 9497697571
    100 PERUVAMBA PERUVAMBA KERALA ANITHA N 9846830127
    101 PAIPPAD PERUNNA KERALA SASIKALA 9496622119
    102 MYLAM CHADAYAMANGALAM KERALA REMYA 9633550381
    103 VELIYANALLOOR CHADAYAMANGALAM KERALA JAYAKUMARI C G 9747124681
    104 MANKODE CHADAYAMANGALAM KERALA BINCY B 9495376440
    105 VELIYANELLOOR CHADAYAMANGALAM KERALA RAJANI V 9947292905
    106 KARUNAPURAM THODUPUZHA KERALA REJANI BIJU 9048288192
    107 PADADUMPARA THODUPUZHA KERALA MANJU THULASIDHARAN 9446238629
    108 THIRUNELLI KALPETTA KERALA UMADEVI 8281515849
    109 VALAD KALPETTA KERALA SHINEY 9745672902
    110 VELLAMUNDA KALPETTA KERALA MANI V 9961836390
    111 PIRAVAM MUVATTUPUZHA KERALA ARYALAKSHMI V 8547411324
    112 KALANAD UDMA KERALA DEEPA SREEDHARAN 8086848480
    113 BARA UDMA KERALA PREETHA A K 8547046407
    114 ALA CHENGANNUR KERALA SREELATHA P 9446241624
    115 POOTHADI KALPETTA KERALA PUSHPA P P 9400377416
    116 IRULAM KALPETTA KERALA PRIYA SURAN 9605402003
    117 PAVITHRESWARAM KOTTARAKKARA KERALA BINDHU KUMARY T 9961818729
    118 PAVITHRESWARAM KOTTARAKKARA KERALA SAJITHA KUMARI S 8606823679
    119 KUMARAMANGALAM THODUPUZHA KERALA MAYA DEVI 9847596875
    120 ALUVA EAST THRIKKAKKARA KERALA PREETHI K U 8086385263
    121 CHITTARIKKAL KAYYUR KERALA DIVYA RAJESH 9645922013
    122 CHITTARIKKAL KAYYUR KERALA SUBHALAKSHMI T 9495029087
    123 KOTTARAKKARA KOTTARAKKARA KERALA GEETHA 8547204632
    124 UMMANNOOR KOTTARAKKARA KERALA INDU V K 9497776935
    125 WANDOOR MANJERI KERALA BINDU K 9846419970
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