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Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs.Over the 89 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of clients. It is due to our strong belief in the need to seek innovation, deliver best service and demonstrate responsibility, that we have grown from strength to strength. Be it in the number of customers, the scale of business, the breadth of our product offerings, the banking experience we offer or the trust that people invest in us. With more than 654 touch points across India at your service; our focus has always been on customizing services and personalizing relations.

Vision : Banking on Relationships forever.

Mission : To Become a Strong and Innovative Bank with Integrity and Social Responsibility to Maximise Customer Satisfaction as well as that of the Employees, Shareholders and the Society.

Achievements
  • Serviced business worth Rs. 21,595 crores as on 31 March 2011, comprising deposits of Rs. 12,530 crores and advances of Rs. 9,065 crores.
  • Earned a net profit of Rs. 26.1 crores for the financial year ended 31st March 2011, with a capital adequacy ratio of 11.8% (Basel II) during the same period.
  • Put in place the Real Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT) systems to facilitate large value payments and settlements online in real time, on a transaction-by-transaction basis.
  • Set up NRI Boutiques (Relationship Centres) across nine locations in Kerala and Tamil Nadu, with plans to open specialized NRI outlets at potential locations with emphasis on impeccable service levels.
  • Bank is a major player in micro credit in Kerala and the Bank's outstanding under micro credit was Rs. 266 crores at the end of March 2011.
  • Attained ISO 9001-2000 certification for the Bank's corporate office at Thrissur and industrial finance branch at Kochi.

Affiliations

Major Exchange Houses

UAE Exchange Centre LLC
Al Ahalia Money Exchange Bureau

Foreign Correspondent Banks

Deutsche Bank Trust Company Americas
Wachovia Bank NA - A Wells Fargo Company
Commerzbank AG
National Westminister Bank PLC

Insurance Partner

Bajaj Allianz

Milestones

1927 - Founded on 14 November, 1927, at Thrissur, Kerala

1975 - Set up the first branch outside the home state of Kerala, at Chennai Mount Road

1977 - Designated as Scheduled Commercial Bank by the Reserve Bank of India (RBI)

1980 - 100-strong branch network

1986 - Total business of Rs. 100 crores

1996 - First public issue. Total business of Rs. 1,000 crores

2000 - Installed the first ATM

2002 - First Rights Issue

2002 - Platinum Jubilee year

2007 - Total business of Rs. 5,000 crores. 80th Anniversary year

2008 - Total business of Rs. 7,500 crores. Second Rights Issue

2009 - Opened 45 new branches and 102 new ATMs

2010 - Raised Rs. 381 crores through QIP in July 2010, Opened 20 new branches and 280 new ATMs, launched new brand identity; created platform for a unified image

2011- Launched its 275th branch in Jan 2011; ATM network expanded to 456, Total asset base for the bank was  Rs.14,268 cr, as on 31.03.2011.

 

Dhanlaxmi Bank Ltd
Dhanalakshmi  Buildings
Naickanal, Thrissur - 680 001
Kerala.
Phone : 91-487-6617000
Fax : 91-487-6617222
 
  • Outstanding of Rs. 1134.89 crores under weaker sections, accounting 12.82% of net bank credit of net bank credit as against the RBI benchmark of 10% as at March end 2013.
  • Outstanding in the area of micro credit totalled Rs. 368.26 crores as on 31st March 2013.
  • Kissan Credit Cards for Rs. 5.98 crores were issued to 150 farmers as on 31st March 2013.
  • Opened 1,56,827 ‘Basic Savings Bank Deposit Account’ with outstanding of Rs. 31.75 crores as on 31st March 2013, as part of financial inclusion initiatives.
  • Our Business Correspondent (BC) locations and Link Branches are as follows:

    Business Correspondent (BC) locations and branches

    S.No.

    Village

    Link Branch

    State

    Name of BC

    Contact No.

    1 KAINAKARY NORTH KAINAKARY KERALA AMBILY S 9947778425
    2 KUTTAMANGALAM KAINAKARY KERALA PRABHAMOL R 9400542151
    3 THANNEERMUKKOM SOUTH KANICHUKULANGARA KERALA BINDU SUSEELAN 9288451235
    4 MARARIKULAM KANICHUKULANGARA KERALA SARITHA A 9037738546
    5 KUTHIATHODE KUTHIATHODE KERALA RAJESWARI M G 9846325636
    6 KUZHUPILLY KUZHUPILLI KERALA ASHA DEVI 9995798528
    7 KUZHUPILLY KUZHUPILLI KERALA VANDANA E B 9526502212
    8 VELIYANADU PUNNAKUNNAM KERALA SREEDEVI S 9446928324
    9 CHAMBAKULAM PUNNAKUNNAM KERALA PREETHA CHANDRAN 9605447761
    10 MANAKAD THODUPUZHA KERALA ANITHA BIJU 9605283713
    11 THRIKKUNNAPUZHA THRIKKUNNAPUZHA KERALA VIMALA 9645546905
    12 KOKKOTHAMANGALAM CHERTHALA KERALA ANITHA K C  8907837436
    13 ALA CHENGANNUR KERALA SREELATHA P 9446241624
    14 ALUVA EAST THRIKKAKKARA KERALA PREETHI ANILKUMAR 8086385263
    15 MANNAMKANDAM THODUPUZHA KERALA MINI 9496564607
    16 EDAPPALLY NORTH THRIKKAKKARA KERALA MINIKUMARI C N 7558088902
    17 KODAMTHURUTHU KUTHIATHODE KERALA SUNANDA 9526259182
    18 PEERUMEDU THODUPUZHA KERALA SREEKUMARI S 9747600344
    19 PUDUPPADY CHEVARAMBALAM KERALA USHA VINOD 9645536450
    20 KALLAR KANHANGAD KERALA PRASANTHI V 9048655839
    21 CHOYAMKODE KANHANGAD KERALA PRASIDA A.C 9744038771
    22 BALAL KANHANGAD KERALA SUKUMARI V 9496145619
    23 PARAPPA KANHANGAD KERALA RADHA K 9496671601
    24 PANATHADY  KANHANGAD KERALA ALLIRANI P P 8547711799
    25 PERUMBALLY KANHANGAD KERALA BABY THAMPAN 9447327579
    26 PERIYA KANHANGAD KERALA BINDU K 9745290215
    27 PANAYAL KANHANGAD KERALA PUSHPALATHA M V 9645476604
    28 BARE KANHANGAD KERALA THANKAMANI K 9605467402
    29 PANATHADI KANHANGAD KERALA BINDU K P 9497448105
    30 PARAPPA KANHANGAD KERALA RAJANI P V 9400213381
    31 KODOM BELUR KANHANGAD KERALA DEEPA RAVEENDRAN 9656300456
    32 PANATHADY  KANHANGAD KERALA SREEJA V 9497697571
    33 MUNDERI KANNUR KERALA REMYA PRAMOD KUMAR 9744203259/7559078686
    34 KUTTIKKOL KASARGODE KERALA LEENA A 9745372776
    35 ERAMAM KATTAMPALLY KERALA INDU K B 9961834205
    36 PERAKAMANNA MANJERI KERALA SHEEBA AJI 9048907240
    37 PERAKAMANNA MANJERI KERALA MINI 9895949061
    38 MUTHUVALLUR MANJERI KERALA VINEETHA 8606636560
    39 VAZHIKADAVU MANJERI KERALA AMBIKA K G 8943297795
    40 VAZHIKADAVU MANJERI KERALA RANI SANTHOSH 9447892812
    41 CHEMBRASSERI MANJERI KERALA RADHAMANI P 9544013173
    42 CHEMBRASSERI MANJERI KERALA PRASANNA KUMARI 9544665662
    43 AMARAMBALAM  MANJERI KERALA USHA E K 9946086933
    44 AMARAMBALAM  MANJERI KERALA SHEEJA P 9497661095
    45 POTHUKAL MANJERI KERALA DIVYA P P 9633127927
    46 PANDIKAD MANJERI KERALA DIVYA P   9446946535/9496845288
    47 PANDIKAD MANJERI KERALA DHANYA VINOD 9539537200
    48 MANATHANA THALASSERY KERALA ANISHA P 9847588199
    49 VALAD KALPETTA KERALA SHINEY 9745672902
    50 KALANAD UDMA KERALA DEEPA SREEDHARAN 8086848480
    51 BARA UDMA KERALA PREETHA A K 8547046407
    52 POOTHADI KALPETTA KERALA PUSHPA P P 9400377416
    53 IRULAM KALPETTA KERALA PRIYA SURAN 9605402003
    54 CHITTARIKKAL KAYYUR KERALA SUBHALAKSHMI T 9495029087
    55 WANDOOR MANJERI KERALA BINDU K 9846419970
    56 ADOOR KASARGODE KERALA VARADAMBIKA A 9847716563
    57 PANATHADY  KANHANGAD KERALA RAKHI SANEESH 9496831040
    58 WANDOOR MANJERI KERALA BEENA 7561857703
    59 THUVVUR MANJERI KERALA BINDU 9495019530
    60 BEDAKA KASARGODE KERALA THANKAMANI K 9744773437
    61 MUTTIL KALPETTA KERALA DIVYA V K 9400393354
    62 THEKKIL KASARGODE KERALA SARITHA KUMARI C 8943667590
    63 MANANTHAVADI KALPETTA KERALA REETA MANI 8281837784 , 9947598920
    64 KARINTHALAM KANHANGAD KERALA BABY K 9400541666
    65 KADAMAPALLI KANNUR KERALA PUSHPA P P 9400679650
    66 WEST ELARI KANHANGAD KERALA RAJESWARI 9645684213
    67 CHITTARIKKAL KAYYUR KERALA SATHYABHAMA SUNIL 7560904178
    68 CHITTARIKKAL KAYYUR KERALA SHEEBA M B 9495063791
    69 THEKKUMKARA ATHANI KERALA PREETHY UDAYAN 9633343914
    70 THEKKEDESAM CHITTUR KERALA LATHA C K 8281548226
    71 PIRAYIRI KODUNTHIRAPULLY KERALA SREELATHA S 9961229408
    72 VADAVANNUR KOLLENGODE KERALA DHANALAKSHMI  9995099468
    73 KONGAD KONGAD KERALA LATHIKA P S 8593946620
    74 KOPPAM KOPPAM KERALA SREELATHA N 9946899227
    75 EDATHARA PARLI KERALA NARAYINI KUTTY P K 9744474099
    76 PERUVAMBA PERUVAMBA KERALA ANITHA N 9846830127
    77 VARANDARAPPALLY VARANDARAPPILLY KERALA VIJAYALAKSHMI M 9846544206
    78 PALAKKAYAM THACHAMPARA KERALA BINDU M V 9747520566
    79 THENKARA THACHAMPARA KERALA RAMYAGOPAL P V 9656732866
    80 KARAKURISSY THACHAMPARA KERALA DHANYA A 9645288208
    81 POONCHOLA  THACHAMPARA KERALA PANKAJAVALLY K R 9961516175
    82 ELAVENCHERI VELLANGI NENMARA KERALA KALA VASUDEVAN 9496578957
    83 KUNISSERY KUNISSERY KERALA SREEJA R 9895964443
    84 VALAPPAD PERINGOTTUKARA KERALA JAYALAKSHMI  9400635105
    85 PAINKULAM PAZHAYANNOOR KERALA RAJI PM 9846740896
    86 PULAKODE PAZHAYANNOOR KERALA PRIYA SREEDAR 9544349240
    87 VADAKKETHARA PAZHAYANNOOR KERALA RAJITHA A  9846649497/9446496497
    88 KALLAMALA THACHAMPARA KERALA SOWMYA  8086460053
    89 AGALY THACHAMPARA KERALA SUJA S 9495856526
    90 ERATHU ADOOR KERALA NISHA R 9746287998
    91 NOORANAD ADOOR KERALA SHYAMA AJITH 9495327383
    92 THAMARAKULAM ADOOR KERALA PRASANNA  9496491367
    93 PALAMEL ADOOR KERALA THULASI 9745821302
    94 ANAD ANAD KERALA MANJUSHA T S 9745731502
    95 CHANDAYAMANGALAM CHADAYAMANGALAM KERALA SUJA G 9746353506
    96 ELAMADU CHADAYAMANGALAM KERALA SASILEKHA S 9633242756
    97 ELAMADU CHADAYAMANGALAM KERALA BINDHU J R 9496149443
    98 KOTTUKKAL CHADAYAMANGALAM KERALA BINDHU C S 8547158197 / 9544639033
    99 KUMMIL CHADAYAMANGALAM KERALA MINIMOL S 9846193796
    100 KUMMIL CHADAYAMANGALAM KERALA JAYA M 9605791075
    101 NEDUMKUNNAM CHANGANASSERY KERALA SHAILA B 9447779235
    102 MULAVANA CHITTUMALA KERALA SULATHAMMA PILLAI S 9497121900
    103 KARAKULAM KARAKULAM KERALA SMITHA RADHAKRISHNAN 9497776118
    104 VELLILAPILLY PALA KERALA SINDHU E K 9961310656
    105 ELIKULLAM PALA KERALA PREETHI MOL 9656093788
    106 POOVARANY PALA KERALA SINDHU ANILKUMAR 9961016090
    107 RAMAPURAM PALA KERALA MAYA AJITH 9645880814
    108 ARANMULA PATHANAMTHITTA KERALA JAYA SURESH 9961528930
    109 KANGAZHA PERUNNA KERALA RUGMINI AMMA 9400496395
    110 THRIKODITHANAM PERUNNA KERALA SOBHANA REGHUNATHAN 9544573803
    111 THAZHAVA THAZHAVA KERALA ASWATHY CHANDRAN 8157822289
    112 NEDUMANGADU VATTAPPARA KERALA LATHA S 9447085535
    113 PAIPPAD PERUNNA KERALA SASIKALA 9496622119
    114 MYLAM CHADAYAMANGALAM KERALA REMYA 9633550381
    115 VELIYANALLOOR CHADAYAMANGALAM KERALA JAYAKUMARI C G 9747124681
    116 MANKODE CHADAYAMANGALAM KERALA BINCY B 9495376440
    117 PAVITHRESWARAM KOTTARAKKARA KERALA SAJITHA KUMARI S 8606823679
    118 KOTTARAKKARA KOTTARAKKARA KERALA GEETHA 8547204632
    119 UMMANNOOR KOTTARAKKARA KERALA INDU V K 9497776935
    120 VADASSERIKKARA THOTTAMON KERALA SINDUKUMARI K C 9497743323
    121 RANNI THOTTAMON KERALA REMADEVI R K 9496157471
    122 SEETHATHODU THOTTAMON KERALA BINDU B NAIR 9656318416
    123 KOLLAMUL THOTTAMON KERALA SUDHA 9496550488
    124 KULAKKADA KOTTARAKKARA KERALA BEENA KUMARI 9895574132
    125 UMMANNOOR KOTTARAKKARA KERALA ASWATHY B T 9539107720
    126 NELLANAD ANAD  KERALA BINDHU S  8138032687
    127 VAZHAIPANDAL  VAZHAIPANDAL  TAMIL NADU EKAMBARAN K 9865989029
    128 SENJI LATHERI  TAMIL NADU K RAJARATHINAM  9786226293
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