Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs.Over the 85 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of clients. It is due to our strong belief in the need to seek innovation, deliver best service and demonstrate responsibility, that we have grown from strength to strength. Be it in the number of customers, the scale of business, the breadth of our product offerings, the banking experience we offer or the trust that people invest in us. With more than 675 touch points across India at your service; our focus has always been on customizing services and personalizing relations.

"To become a strong and innovative bank with integrity and social responsibility and to maximize customer satisfaction and the satisfaction of its employees, shareholders and the community."
 

Achievements

• Serviced business worth Rs. 21,595 crores as on 31 March 2011, comprising deposits of Rs. 12,530 crores and advances of Rs. 9,065 crores.
• Earned a net profit of Rs. 26.1 crores for the financial year ended 31st March 2011, with a capital adequacy ratio of 11.8% (Basel II) during the same period.
• Put in place the Real Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT) systems to facilitate large value payments and settlements online in real time, on a transaction-by-transaction basis.
• Set up NRI Boutiques (Relationship Centres) across nine locations in Kerala and Tamil Nadu, with plans to open specialized NRI outlets at potential locations with emphasis on impeccable service levels.
• Bank is a major player in micro credit in Kerala and the Bank's outstanding under micro credit was Rs. 266 crores at the end of March 2011.
• Attained ISO 9001-2000 certification for the Bank's corporate office at Thrissur and industrial finance branch at Kochi.

Affiliations

Major Exchange Houses

UAE Exchange Centre LLC
Al Ahalia Money Exchange Bureau

Foreign Correspondent Banks

Deutsche Bank Trust Company Americas
Wachovia Bank NA - A Wells Fargo Company
Commerzbank AG
National Westminister Bank PLC

Insurance Partner

Bajaj Allianz

Milestones

1927 - Founded on 14 November, 1927, at Thrissur, Kerala

1975 - Set up the first branch outside the home state of Kerala, at Chennai Mount Road

1977 - Designated as Scheduled Commercial Bank by the Reserve Bank of India (RBI)

1980 - 100-strong branch network

1986 - Total business of Rs. 100 crores

1996 - First public issue. Total business of Rs. 1,000 crores

2000 - Installed the first ATM

2002 - First Rights Issue

2002 - Platinum Jubilee year

2007 - Total business of Rs. 5,000 crores. 80th Anniversary year

2008 - Total business of Rs. 7,500 crores. Second Rights Issue

2009 - Opened 45 new branches and 102 new ATMs

2010 - Raised Rs. 381 crores through QIP in July 2010, Opened 20 new branches and 280 new ATMs, launched new brand identity; created platform for a unified image

2011- Launched its 275th branch in Jan 2011; ATM network expanded to 456, Total asset base for the bank was  Rs.14,268 cr, as on 31.03.2011.

 

Dhanlaxmi Bank Ltd
Dhanalakshmi  Buildings
Naickanal, Thrissur - 680 001
Kerala.
Phone : 91-487-6617000
Fax : 91-487-6617222
 

• Surpassed the RBI's benchmark of priority sector lending of 40% by advancing Rs. 2565.86 crores as at March end 2011, accounting for 50.90% of net bank credit of net bank credit.
• Surpassed RBI's recommended norm of 18% advances with respect to agricultural credit by lending Rs.922.27 crores as as at March end 2011, accounting for 18.30% of net bank credit of net bank credit.
• Outstanding of Rs. 814.29 crores were under weaker sections, accounting 16.15% of net bank credit of net bank credit as against the RBI benchmark of 10% as at March end 2011. • Outstanding in the area of micro credit totalled Rs. 336.23 crores as at March end 2011.
• Kissan Credit Cards for Rs. 3.91 crores were issued to 1200 farmers as at March end 2011.
• Opened 1,09,711 ‘no-frills’ accounts with outstanding of Rs. 26.05 crores as at March end 2011, as part of financial inclusion initiatives.
• Our Branch Correspondent (BC) locations and branches opened are as follows:

Kerala CSP's Details
S.No.	Location Name	Attached Branch	State	Name Of CSP	Contact Details
1	Poovarany	Palai	Kerala	Sindhu Anilkumar	9961916090
2	Thalanadu	Palai	Kerala	Bijimol	9747552279
3	Kanakkary	Palai	Kerala	Anithkumari	9400130937
4	Elikkulam	Palai	Kerala	Preethimol	9656093788
5	Vellilappilly	Palai	Kerala	Sindhu E K	9961310656
6	Kangazha	Perunna	Kerala	Rugminiamma	9400496395
7	Erumeli North	Chirakadavu	Kerala	Ummadevi	9495394583
8	Nedumkunnam	Changanassery	Kerala	Shila B	9447779235
9	Panachikkady	Kottayam	Kerala	Jayasree R	9895690234
10	Manarcadu	Kottayam	Kerala	Kusumakumary	9495571073
11	Pavumba	Thazhava	Kerala	Ananthan Potty	9947046985
12	Erathy	Adoor	Kerala	Nisha	9746287998
13	Muthuvallur	Manjeri	Kerala	Valsala	9744802900
14	Perakamanna	Manjeri	Kerala	Sheeba	9048907240




TN Operator's Details
S.No.	Location Name	Attached Branch	State	Name Of Operator	Contact Details
1	Palathuvannan	Vellore	Tamilnadu	S.Yuvaraj	91-9566570274
2	Palampakkam	Vellore	Tamilnadu	K.Susila	91-9566809438
3	Nanjukondapuram	Vellore	Tamilnadu	P.Jeevitha	91-9655943513
4	Sathupalyam	Vellore	Tamilnadu	C.Kalpana	91-9894129734
5	Kilarasampet	Vellore	Tamilnadu	V.Malathi	91-9677385846
6	Cholavaram	Vellore	Tamilnadu	D.Sangeetha	91-9159113828
7	Vepampet	Vellore	Tamilnadu	S.Sasikala	91-9943302541
8	Kaniyambadi	Vellore	Tamilnadu	D.Mary Leena	91-9489332480
9	Jaffrapet	Vellore	Tamilnadu	S.Ramesh	91-7639076404
10	Devarishikuppm	K.V.Kuppam	Tamilnadu	R.Shanmugam	91-9655891082
11	Melmoil	K.V.Kuppam	Tamilnadu	A.Mansur