| 2. Credit Cards |
Platinum |
Gold |
| Entrance Fees |
Rs.999 Waived |
Rs.499 Waived |
| Annual Fees |
Rs.3999 Waived |
Rs.1999 Waived |
| Add on Card |
Rs.999 Waived |
Rs.499 Waived |
| Cash withdrawal fees |
Rs.400 Per Transaction |
Rs.400 Per Transaction |
| Hot listing charges |
Rs.300 |
Rs.300 |
| Other Charges |
|
|
| Service Charges - Railway Booking |
POS: Rs.30+2.5% Online: 1.8% |
POS: Rs.30+2.5% Online: 1.8% |
| Service Charges - Fuel Transaction |
Rs.10 or 2.5% |
Rs.10 or 2.5% |
| Late Payment Fee - PBC* |
30% of MAD, Min: Rs.400 Max: Rs.600 |
30% of MAD, Min: Rs.400 Max: Rs.600 |
| Late Payment Fee - PBT* |
10% of MAD, Min: Rs.100 Max: Rs.200 |
10% of MAD, Min: Rs.100 Max: Rs.200 |
| Over Limit Fee |
2.5% of the amount exceeding limit; Min: Rs.300 |
2.5% of the amount exceeding limit; Min: Rs.300 |
| Renewal Fee |
NIL |
NIL |
| Application Processing Fee |
Rs.500 Waived |
Rs.250 Waived |
| Reward Redemption Fee |
Rs.75 |
Rs.75 |
Interest Free Credit Period - PBT*
*Applicable only on all retail purchases |
45 Days |
45 Days |
| Total Credit Period per Transaction - PBT |
75 Days |
75 Days |
Interest Free Credit Period - PBC*
*Applicable only on all retail purchases and if previous months balance outstanding is paid in full by due date. |
20 - 50 Days |
18 - 48 Days |
| Finance Charges - Introductory : 3 Months from issue date, applicable only on Retail Purchases. (PBC & PBT) |
24% |
36% |
| Finance Charges - Cash Advances (PBC & PBT) |
36% |
36% |
| Finance Charges - Regular (PBC & PBT) |
36% |
42% |
Finance Charges - Default (PBC & PBT)
* From the date of default. |
42% |
48% |
| Cheque Return / StandingInstruction Dishonour Charges |
Rs.400 |
Rs.400 |
| Reissue of PIN Mailer |
Rs.100 |
Rs.100 |
| Sales Slip Retrieval Charges |
Rs.300 |
Rs.300 |
| Duplicate Statement Generation (PBC & PBT) |
Rs.100 |
Rs.100 |
| BT* Processing Fee |
1% of BT Amount Min: Rs.200 |
1% of BT Amount Min: Rs.200 |
| EMI Processing Fee |
As per the rate applicable at the time of EMI registration. |
As per the rate applicable at the time of EMI registration. |
| Outstation Cheque Collection |
Rs.100 |
Rs.100 |
| Foreign Currency Transaction Fee |
3.5% |
3.5% |
| Billing Change Request |
Rs.250 |
Rs.250 |
| emPower Tool Annual Fee |
NIL |
NIL |
| Pay By Transaction Billing Annual Fee |
NIL |
NIL |
| Plan Your Rewards Annual Fee |
NIL |
NIL |
| Cash Limit as % of Total limit |
15% |
10% |
| Minimum Amount Due (MAD) PBC |
5% of TAD* Min: Rs.200 |
5% of TAD* Min: Rs.200 |
