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 REVISED SCHEDULE OF CHARGES FOR SAVINGS ACCOUNTS W.E.F. December 10, 2012

Sr.No Product Dhanam Basic Savings Bank Deposit 
ACCOUNT RELATED CHARGES
1. Balance required to be maintained (AMB) NIL
2. Account maintainence Charges NIL
3. Penal Charges (AMB Non Maintainance) NIL
4. A/C Closure charges NIL
FEES
5. NEFT-Branch Charges from branch
Upto Rs.10k - Rs.2.50;
>Rs.10k & upto Rs.1 lakh - Rs.5
>Rs.1 lakh & upto Rs.2 lakhs - Rs.15;
>Rs.2 lakhs - Rs.25
  NEFT-Internet Banking Charges applicable
6. RTGS-Branch Charges from branch
From Rs.2 lakh to Rs.5 lakh - Rs.20 per transaction;
Rs.5 lakh and above Rs.45 per transaction
  RTGS-Internet banking Charges applicable
7.  PAP Cheque Book   No cheque book facility 
ANYBRANCH BANKING
8. Cash Deposit at Non Base Branch # FREE self Cash Deposit upto Rs.10,000/- per day 
Third party deposits is allowed upto Rs.50,000 / branch / day along with TP form. No TP form required for single transaction <  25000 / day (IT directive on PAN to be followed).  For cases where cash deposit is allowed above threshold (at branch discretion), charges @Rs.1 per 1000, Min. Rs.50 / txn will be levied.
9. Cash withdrawal at Non Base Branch # FREE withdrawal upto Rs. 10,000/day
Third Party withdrawal allowed upto Rs.50,000/transaction only. For cases where cash withdrawal is allowed above threshold (at branch discretion), charges @Rs.1 per 1000, Min. Rs.50 / txn will be levied.Customer has to inform the branch  1day in advance if amount >2lakhs
10. Cash Deposit at Home Branch # Unlimited Free
11. Anywhere Banking Funds Transfer Unlimited Free
DEMAND DRAFT / PAY ORDER
12. Charges for DD & PO at bank locations Upto Rs.10k - Rs.25; >Rs.10k & upto Rs.50k - Rs. 90; >50 k & upto Rs.1 lakh Rs.175; >Rs.1 lakh to less than Rs.10 lakhs Rs.2/1000 (min.Rs.250 and max.Rs.5000)
13. Charges of Correspondence Banks DD Upto Rs.10k - Rs.25;
>Rs.10k & upto Rs.1 lakh - Rs.2.50/1000
>Rs.1 lakh to less than Rs.10 lakhs Rs.2.00/1000 (min.Rs.250 and max.Rs.7500)
  DDs & POs can be made for amount less than Rs.10 lakh (amount of free DD should be < Rs.10 lakh / DD)
DEMAND DRAFT / PAY ORDER CANCELLATION / REVALIDATION AND DUPLICATE ISSUANCE
14. Cancellation Rs.45 per instrument
15. Cancellation & Issuance of Duplicate Instrument Rs.90 per instrument
CHEQUE ISSUED / DEPOSITED & RETURNED UNPAID
16. Cheque Issued & Returned (financial reasons) Rs.300 per Cheque 
No charges for cheque returned for technical reasons
17. Cheque Deposited & return Rs.45 for Local cheque & Rs 140 for Outstation cheque
18. ECS Returns Rs.300 per Returns
OUTSTATION CHEQUE COLLECTION 
19. Outstation Cheque Collection Charges Upto Rs.50,000 - Rs.20/instrument; Above Rs.50,000 & Upto Rs.1 Lac- Rs.90/instrument; Above Rs.1Lac- Rs.140/instrument
DEBIT CARD RELATED CHARGES
20. Debit Card Annual Fees and issuance(registration) Free
21. Limit of Debit Card Rs.20,000/Day
22. Limit for POS Rs.30,000/Day 
23. Hot listing charges & Reissue Charges No charges for Hot listing.
Rs.100 levied for Reissue
24. ATM interchange (National/international) No charges   
25. ATM pin generation charges No charges   
26. Charges for per Add-On Card Rs.100 
27. Mobile Banking Free
28. SMS Alert
( w.e.f. 29th May 2017)
Domestic 50 Paisa Per SMS and maximum is Rs 250 Per Quarter
29. Internet Banking NA
30. Phone Banking FREE
31. Reissue of internet user ID & Password NA
STATEMENT OF ACCOUNT
32. E-mail Monthly NA
33. Monthly/Quarterly Rs.10/- per satatement
OTHER SERVICES
34. Stop Payment Rs 45 / Chq leaf;
Rs 90 for Series
35. Enquires related to old record Rs.75/request
36. ECS Charges FREE
37. Photo attestation Rs 45 / instance
38. Signature attestation
39. Address attestation
40. No dues certificate
41. Balance Confirmation Charges
42. Telephone/Fax Charges On actuals, Min Rs.25
43. Standing Instruction set up/amendment Rs.45 / SI / Amendment
44. Duplicate Passbook /Statament charges Rs 45 / instance
Door Step Banking
45. Cash pickup/Delivery NA
46. Cheque pickup/Delivery  NA
47. Special Features _
# : Dhanam Basic Savings Bank Deposit account, number of cash transaction are restricted to 4 per month
Common Guidelines:
1 Average Monthly Balance (AMB) is the average daily balance maintained by the customer for a period of 30/31 days. It is the Summation of Daily Closing balance for a period of a month - 30/31 days, as applicable divided by the number of days
2 An initial payment for opening a new account should be made for at least the Minimum Average Monthly Balance of the account
3 Minimum Average Balance Charge on an account type shall not be applicable for the Account Opening Month
4 Monthly/Annual cycle charges as applicable on the account type can be recovered anytime during the month
5 In case of insufficient funds in the account for recovery of service charges, Dhanalakshmi Bank reserves the right to force debit or make repeated attempt (s) to recover charges as applicable to the account type
6 The charges mentioned in the schedules are exclusive of taxes i.e.service tax, education cess etc as applicable (except for NEFT,RTGS & OCC; where charges are inclusive of taxes)