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Gold Credit Card
Our Gold Credit Card offers you unique feature of spend analysis tool to help you manage your money better. Alongside, other benefits like cash-back, special offers, and reward planning which will enrich your lifestyle. So go ahead and get your Dhanlaxmi Bank Gold credit card* now!
Verified by VISA
5% cash back on supermarkets and departmental store purchases
Now budget, review and manage your expenses with
– online financial planning tool
Free insurance cover
Global customer assistance for emergencies
Low interest charges
Gross Income per Annum.
For Salaried: Minimum annual gross income of Rs 3 lacs
For Self Employed: Minimum annual gross income of Rs 4 lacs
Most Important Terms & Conditions
Credit Card Terms & Conditions
Fair Practice Code
Bank's Code of Commitment
Terms and Conditions of Gold Credit Card Offers
Auto Debit Form
Cardholder Declaration Form
Drop Box Locations
to register for Verified by VISA service.
Never reveal or give a photocopy of the reverse side of your Credit Card number/ATM PIN/expiry date/ CVV and personal details based on any email or call soliciting such information.
In case you wish to surrender your Card, ensure it is cut into four pieces - do not leave the magnetic strip intact.
Beware of promotional and lottery schemes that require all details of your Card or account number- always check the authenticity of such schemes. As a policy the Bank does not solicit customer information such as the ones listed below through email or embedded hyperlinks :
Card numbers / account numbers / customer ID numbers
Credit Card PIN / ATM PIN
Netbanking or Phonebanking passwords
Beware of advertisements and strictly refrain from people who promise to lend you cash against the Credit Card.
Avoid using your Credit Card on websites from cyber cafés and public computers . Confidential information can be compromised and misused after you leave.Always access secured sites with the address "https" in the browser and look out for the security padlock icon below.
Update your browser ,operating system and anti virus software on a regular basis. Use a personal firewall and update it regularly to help protect your computer, its contents and your personal details from being compromised.
Do not handover your Card and PIN to anyone, not even a bank staff.
Never leave your Credit Card unattended.
Do not share your Card with anyone else.
Always keep your Credit Card in the same place in your wallet - you will notice it immediately in case it is missing. Carry only the cards that you absolutely need.
Never keep your Credit Card and your ATM PIN together.
Do not expose your Card to direct sunlight, esp cially the magnetic strip.
Ensure transactions on your card are done in your presence and remember to collect your card after every ATM transaction or purchase.
Make sure your card is returned to you promptly and check that it is your card.
Any stationery that has your card number or PIN written on it should be shredded. Memorise your passwords and PINs.
Use different passwords and PINS for the ATM, Internet, credit cards and phone banking. Alter your PINs and passwords on a frequent basis.
Do not disclose any sensitive information such as your credit limit, date of birth or transactions etc to anyone.
Keep card numbers and a card statement available for easy reference along with the call centre numbers. It will help you immediately report a loss of card.
Subscribe for SMS alerts for transactions on your card.
to view rewards
Terms & Conditions
Fair Lending Practice Code
Code of Commitment
Pillar III Disclosure
Reserve Bank of India
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