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Home Loan

Buying a home of your own is a big decision and a big step. At Dhanlaxmi Bank, we understand how significant this step is for you and have lined up a host of home financing options just to make this big step simpler for you..
 
 

Greater Flexibility

  • Enjoy higher loan amount against your income
  • Repayment tenure from 3 years to 20 years*
  • Attractive interest rates
  • Simplified documentation
  • Door step services
  • Step up - Step down EMI options

Special Schemes

  • Evaluation of your loan request is not only based on your financials but also on the nature of your business and related aspects
  • Special surrogate income program for self employed
  • Mortgage Reducing Term Assurance (MRTA) insurance plans to cover your outstanding Home Loan in your absence

Transparency

  • One time processing fee
  • No hidden charges
  • No Post loan hassles

Refinance options

  • Avail refinance facility within 12 months on the payments made towards acquisition of a house.
  • Attractive rates on Balance Transfer of your existing loan
  • Additional Top up loans along with Balance Transfer for your personal or business use.
*Terms & conditions apply

Home Extension Loan

With Home extension loan you can extend or add space to your home as per your requirement. So if you ever wanted to make your living room bigger, have a balcony etc, Dhanlaxmi Bank's loan will assist you once you have all necessary regulatory approvals in place.

Home Improvement Loan

Our Home Improvement Loan is designed to help you carry out internal and external repairs and other structural improvements such as tiling and flooring, internal and external painting, plumbing, electrical work, waterproofing and roofing, construction of underground/overhead water tank, etc. Once you have an estimate from civil works agency of your choice, you can avail this loan and refurbish your home.

 

Plot + Construction Loans

With this loan you get access to a plot loan and a construction loan which will help you with the finance required to acquire a plot and construct your home on it.

Construction Loan

With this loan you can now build your home on an existing plot as per your design and requirement.

 

Commercial Property Loan

If you are looking at moving into a new office or expanding your business, your search ends here .We provide loans for purchase of commercial properties. We assist you to acquire a new commercial property to meet the requirements of                                         your growing business.
 
 

Greater Flexibility

  • Maximum loan amount against your income for Salaried and Self-Employed 
  • Choice of Tenure from 3 Years to 15 years*
  • Attractive Interest Rates
  • Simplified Documentation
  • Door step services
  • Step up and Step down EMI option

Special Schemes

  • Evaluation of your loan request is not only based on your financials but also on the nature of your business and related aspects
  • Special surrogate income program for self employed .
  • Mortgage Reducing  Term Assurance (MRTA) insurance plans to cover your Loan outstanding in your absence

Transparency

  • One time processing fees
  • No hidden charges
  • No Post loan hassle

Great variety of choices in Offered

  • Purchase of a ready office or an under construction commercial space
  • Purchase a commercial plot
  • Extension of your existing shop/office.

Balance Transfer Options

  • Attractive rates for Balance Transfer of your loan
  • Additional Top up loans along with Balance Transfer for your personal or business use.
*Terms & conditions apply

Shop Extension Loan

Our Shop Extension Loan facilitates the extension of an existing commercial unit, be it an additional shop, a larger customer waiting area based on the estimates from reputed civil works agency and necessary regulatory approvals being in place.

Shop Improvement Loan

Our Shop Improvement Loans facilitate the internal and external repairs and other structural improvements like flooring and tiling, internal and external painting, plumbing and e lectrical work, waterproofing and roofing, grills and aluminum windows, paving of compound wall based on the estimates from a civil works agency .

Plot + Construction Loans

With this loan you get access to a plot loan and a construction loan which will help you with the finance required to acquire a plot and construct your unit on it.

Construction Loan

We provide loans for construction of a commercial unit on the plot already owned by you

Loan Against Property

Unlock the value of your property with our Loan against property. You can now take a loan against your residential or commercial property and use the funds to expand your business, plan a dream wedding or even finance your child's education.
 
 

Greater Flexibility

  • A Multi-purpose loan for expansion of business or to meet your personal needs.
  • Maximum loan amount against your income
  • Loan against Residential & Commercial property
  • Choice of Tenure from 3 Years to 15 years*
  • Attractive Interest Rates
  • Simplified Documentation
  • Door step services
  • Step up  and Step down EMI options

Special Schemes

  • Evaluation of your loan request is not only based on your financials but also on the nature of your business and related aspects
  • Special surrogate income program for self employed
  • Mortgage Reducing  Term Assurance (MRTA) insurance plans to cover your Loan outstanding in your absence

Transparency

  • One time processing fees
  • No hidden charges
  • No Post loan hassles

Balance Transfer Options

  • Attractive rates for Balance Transfer of your loan
  • Additional Top up loans along with Balance Transfer for your personal or business use.
*Terms & conditions apply

 

 

Lease Rental Discounting

Do you own a property that is a source for additional income? With Lease Rental discounting, you can now avail a loan on the basis of the rental income you receive to help take care of your financial needs. What’s more, no additional income
                                         proof required!
 
 

Greater Flexibility

  • A Multi purpose loan for expansion of business or to meet your personal needs
  • Maximum loan amount against your rental income
  • Loan against rent received from residential & commercial property
  • Loan repayment in easy installment as per tenure you choose
  • Choice of tenure from 3 Years to 10 years*
  • Attractive interest rates
  • Simplified documentation
  • Easy repayment of  loan through rent directly deposited in an escrow account
  • Door step services
  • Step up EMI option in line with your future rent receivables.

Special Schemes

  • Now get the benefit of an extended lease period equal to your original lease period for consideration of rental income.
  • Mortgage Reducing  Term Assurance (MRTA) insurance plans to cover your Loan outstanding in your absence.

Transparency

  • One time processing fees
  • No hidden charges
  • No Post loan hassle

Balance Transfer Options

  • Attractive rates for Balance Transfer of your loan
  • Additional Top up loans along with Balance Transfer for your personal or business use.
*Terms & conditions apply
 

 

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