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Working Capital Facilities

Cash credit/ overdraft, working capital loan : To meet the complete working capital needs of the business

Bill /invoice discounting : 1) Pre/post shipment 2) Supply chain finance 3) LC backed bill discounting. 4) SBD/LBD. 5) Bill discounting is done to bridge the short term fund requirement

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Capacity Expansion

Capex loans : Business expansion loans for machineries, fixed assets, etc

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SME Segment

  1. Manufacturer
  2. Whole Sale and Retail Trader
  3. Services
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Trade Facilities

Export Packing credit : Finance is provided in both Indian and foreign currency

Post shipment credit : Finance is provided in both Indian and foreign currency

Buyers/suppliers credit : Trade credits are provided

LC : Bank extends foreign and domestic LC’s.

BG : 1) Banks issue various types of guarantees 2) Financial Bank Guarantee 3) Performance Bank Guarantee 4) Stand by Line of credit

CMS : Collections and payment solutions, like cash/cheque collection etc

Transactional banking Services : Trade and foreign exchange services

Payment Gateway Services : To ease transaction processing

Inward/outward remittances : Facilitate payments for exporters and importers.

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