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Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs.Over the 93 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of clients. It is due to our strong belief in the need to seek innovation, deliver best service and demonstrate responsibility, that we have grown from strength to strength. Be it in the number of customers, the scale of business, the breadth of our product offerings, the banking experience we offer or the trust that people invest in us. With 531 touch points across India at your service; our focus has always been on customizing services and personalizing relations.

Vision : Banking on Relationships forever.

Mission : To Become a Strong and Innovative Bank with Integrity and Social Responsibility to Maximise Customer Satisfaction as well as that of the Employees, Shareholders and the Society.

  • Dhanlaxmi Bank made a turnaround and recorded a Net Profit of Rs.12.38 crore for the financial year ended 31st March 2017, with a capital adequacy ratio of 10.26% (Basel II) during the same period.
  • Serviced business worth Rs. 17890 crore as on 31 March 2017, comprising deposits of Rs. 11294 crore and advances of Rs. 6596 crore.
  • In the current year 2017-18, Bank infused fresh equity capital of Rs.120 crore through preferential allotment.
  • The Bank has achieved “Above Average” rating for compliance amidst total 51 banks (including public sector, private sector and foreign banks) surveyed by BCSBI in “BCSBI Code Compliance Rating” in the financial year 2017-18.
  • Bank recorded Net profit of Rs.7.97 crore in Q1 of FY 2017-18 against Rs.5.73 crore in the same period of the last financial year. Growth in Net profit is 39.09%.
  • Bank recorded operating profit of Rs.26.63 crore against Rs.10.35 crore in the same period of the last financial year. Operating profit grew by 157.29%.
  • CRAR of the Bank as on June 30, 2017 improved to 12.01%, which is well above the regulatory requirement, against 7.44% as on June 30, 2016.
  • CASA improved by Rs.499 crore with growth of 17.53% (from Rs.2846 crore to Rs.3345 crore).
  • CASA to total deposits improved from 25.51% to 30.21%.
  • Gross NPA improved from Rs.475.49 crore (7.02%) to Rs. 354.13 crore (5.62%) as on 30th June 2017.
  • Other income improved by 41.81% on Y-o-Y basis, from Rs.19.71 crore in Q1 of FY 2016-17 to Rs.27.95 crore in Q1 of FY 2017-18.
  • Cost income ratio improved by 13.72%, from 90.23 % in Q1 of FY 2016-17 to 76.51% in Q1 of FY 2017-18.
  • Total Expenses reduced by 10.27% and total operating expenses reduced by 9.26% in Q1 of FY 2017-18.
  • Return on Assets improved from 0.19% to 0.26% as on June 30, 2017.


Major Exchange Houses

UAE Exchange Centre WLL, Kuwait
Al Fardhan Exchange, UAE
Al Rostamani International Exchange, UAE
Al Ahalia Money Exchange Bureau, UAE
Redha Al-Ansari Money Exchange Establishment, UAE
Al Zaman Exchange WLL, Qatar

Foreign Correspondent Banks

ANZ Banking Group Ltd.
The Bank of New York Mellon Toronto Branch
Zurcher Kantonal Bank
The Bank of New Mellon
The Bank of New York Mellon
Mizuho Corporate Bank Ltd.
DBS Ban Limited
Mashreq Bank

Insurance Partner

Bajaj Allianz Life Insurance Company Limited Co. Ltd.
Bajaj Allianz General Insurance Company Limited Co. Ltd.
Canara HSBC OBC Life Insurance Company Limited (CHOICe)
DHFL Pramerica Life Insurance Company Limited


1927 - Founded on 14 November, 1927, at Thrissur, Kerala

1975 - Set up the first branch outside the home state of Kerala, at Chennai Mount Road

1977 - Designated as Scheduled Commercial Bank by the Reserve Bank of India (RBI)

1980 - 100-strong branch network

1986 - Total business of Rs. 100 crores

1996 - First public issue. Total business of Rs. 1,000 crores

2000 - Installed the first ATM

2002 - First Rights Issue

2002 - Platinum Jubilee year

2007 - Total business of Rs. 5,000 crores. 80th Anniversary year

2008 - Total business of Rs. 7,500 crores. Second Rights Issue

2009 - Opened 45 new branches and 102 new ATMs

2010 - Raised Rs. 381 crores through QIP in July 2010, Opened 20 new branches and 280 new ATMs, launched new brand identity; created platform for a unified image

2011-Launched IMPS (Immediate Payment System)

2014-Launched Missed Call Services through Phone Banking for the benefit of customers

2014-Introduced Three New Savings Bank products namely Dhanam Yuvak, Dhanam Vanitha and Dhanam Genius Account.

2015-Achieved “High Rating” from BCSBI in the “BCSBI Code Compliance Rating”

2015-Launched “Dhan Smart” – A Smart Mobile Application for the convenience of our customers

2016-Introduced Immediate Payment System (IMPS) in Retail Internet Banking

2016-Commenced Navathi Celebrations of Bank

2017-Launched Bharath Bill Payment System

Dhanlaxmi Bank Ltd
Dhanalakshmi  Buildings
Naickanal, Thrissur - 680 001
Phone : 91-487-6617000
Fax : 91-487-2335368
  • Outstanding of Rs. 986.30 crore under weaker sections, accounting 13.21% of net bank credit as against the RBI benchmark of 10% as at March end 2018.
  • Outstanding in the area of micro credit totalled Rs.445.87 crore as on 31st March 2018.
  • Kissan Credit Cards for Rs.9.53 crore were issued to 186 farmers as on 31st March 2018
  • Opened 2,51,076 Basic Savings Bank Deposit Accounts opened with a balance of 50.48 crore as on 31st March 2018 as part of Financial Inclusion initiatives.
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