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Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs.Over the 94 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of clients. It is due to our strong belief in the need to seek innovation, deliver best service and demonstrate responsibility, that we have grown from strength to strength. Be it in the number of customers, the scale of business, the breadth of our product offerings, the banking experience we offer or the trust that people invest in us. With 533 touch points across India at your service; our focus has always been on customizing services and personalizing relations.

Vision : Banking on Relationships forever.

Mission : To Become a Strong and Innovative Bank with Integrity and Social Responsibility to Maximise Customer Satisfaction as well as that of the Employees, Shareholders and the Society.

  • Bank has recorded an annual operating profit of Rs.105.09 Crs and Net profit of Rs.37.19 Crs for the financial year ended 31st March 2021.

  • Total business reached Rs. 18834 Crs as on 31st March 2021 from Rs. 17703 Crs as on 31st March 2020, registering growth of 6.39%.

  • Deposits recorded a growth of 7.41% to reach Rs.11712 Crs as on 31st March 2021 from Rs. 10904 Crs as on 31st March 2020.

  • CASA deposits grew by 20.28% during the year and reached Rs.3908 Crs as on 31.03.2021 which was Rs.3249 Crs as on 31.03.2020.

  • CASA to Total deposits as on 31.03.2021 has increased to 33.37%.

  • Gross Advances reached Rs.7122 Crs as on 31st March 2021 from Rs. 6799 Crs registering growth of 4.75%.

  • Retail advance grew by 19.91% to reach Rs. 3608 Crs as on 31.03.2021.

  • Gold Loan portfolio stood at 26.14% of advances, registering a growth of 46.61% on YoY basis

  • Non-Interest income of the Bank increased to Rs. 141.48 Crs as on 31st March 2021 from Rs. 112.85 Crs as on 31st March 2020, registering a growth of 25.37%.

  • CRAR improved to 14.47% in FY 2020-21 against 14.41% during the Previous Year 2019-20

  • Book Value of the Shares stands at Rs.34.15 as on 31.03.2021.


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Insurance Partner

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1927 - Founded on 14 November, 1927, at Thrissur, Kerala

1975 - Set up the first branch outside the home state of Kerala, at Chennai Mount Road

1977 - Designated as Scheduled Commercial Bank by the Reserve Bank of India (RBI)

1980 - 100-strong branch network

1986 - Total business of Rs. 100 crores

1996 - First public issue. Total business of Rs. 1,000 crores

2000 - Installed the first ATM

2002 - First Rights Issue

2002 - Platinum Jubilee year

2007 - Total business of Rs. 5,000 crores. 80th Anniversary year

2008 - Total business of Rs. 7,500 crores. Second Rights Issue

2009 - Opened 45 new branches and 102 new ATMs

2010 - Raised Rs. 381 crores through QIP in July 2010, Opened 20 new branches and 280 new ATMs, launched new brand identity; created platform for a unified image

2011-Launched IMPS (Immediate Payment System)

2014-Launched Missed Call Services through Phone Banking for the benefit of customers

2014-Introduced Three New Savings Bank products namely Dhanam Yuvak, Dhanam Vanitha and Dhanam Genius Account.

2015-Achieved “High Rating” from BCSBI in the “BCSBI Code Compliance Rating”

2015-Launched “Dhan Smart” – A Smart Mobile Application for the convenience of our customers

2016-Introduced Immediate Payment System (IMPS) in Retail Internet Banking

2016-Commenced Navathi Celebrations of Bank

2017-Launched Bharath Bill Payment System

2020– Highest ever profit of Rs.65.78Crore, Consistent profit for Last seven Quarters

Registered Office

Dhanlaxmi Bank Ltd
Dhanalakshmi  Buildings
Naickanal, Thrissur.
Kerala - 680001
Phone : 91-487-6617142

Corporate Office

Dhanlaxmi Bank Ltd.
Tel No:0487-7107100

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