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Fee Based Service

1. Locker
Type of Pocket
Revised Yearly Rent* (Amount in RS.)
For Metro & Urban branches For other branches
1600 1150
2100 1625
2A  3150 2250
3025 1625
2B  3280 2100
4A  4540 3045
2D  5170 4960
4B  6740 6650
2B1  3710 3540
4D  10675 10185

Type of Pocket
Other Type of Lockers (Other than Methodex)
Revised Yearly Rent* (Amount in RS.)
For Metro & Urban branches For other branches
A Type (small) 1690 1125
C Type (medium) 2250 1465
F Type (large) 4835 4495
B Type 2250 1520
D Type 2810 2025
E Type 3600 2810
G Type 5060 4720
H Type 6745 6180
H1 Type 3485 3205
L Type 10340 9555
L1 Type 10115 9105

* Including service tax The above rates are applicable with effect from 1st July 2013 for existing locker hirers and with effect from 1st June 2013 for customers newly opting for the locker facility.

2. Credit Cards Platinum Gold
Entrance Fees Rs.999 Waived Rs.499 Waived
Annual Fees Rs.3999 Waived Rs.1999 Waived
Add on Card Rs.999 Waived Rs.499 Waived
Cash withdrawal fees Rs.400 Per Transaction Rs.400 Per Transaction
Hot listing charges Rs.300 Rs.300
Other Charges    
Service Charges - Railway Booking POS: Rs.30+2.5% Online: 1.8% POS: Rs.30+2.5% Online: 1.8%
Service Charges - Fuel Transaction Rs.10 or 2.5% Rs.10 or 2.5%
Late Payment Fee - PBC* 30% of MAD, Min: Rs.400 Max: Rs.600 30% of MAD, Min: Rs.400 Max: Rs.600
Late Payment Fee - PBT* 10% of MAD, Min: Rs.100 Max: Rs.200 10% of MAD, Min: Rs.100 Max: Rs.200
Over Limit Fee 2.5% of the amount exceeding limit; Min: Rs.300 2.5% of the amount exceeding limit; Min: Rs.300
Renewal Fee NIL NIL
Application Processing Fee Rs.500 Waived Rs.250 Waived
Reward Redemption Fee Rs.75 Rs.75
Interest Free Credit Period - PBT*
*Applicable only on all retail purchases
45 Days 45 Days
Total Credit Period per Transaction - PBT 75 Days 75 Days
Interest Free Credit Period - PBC*
*Applicable only on all retail purchases and if previous months balance outstanding is paid in full by due date.
20 - 50 Days 18 - 48 Days
Finance Charges - Introductory : 3 Months from issue date, applicable only on Retail Purchases. (PBC & PBT) 24% 36%
Finance Charges - Cash Advances (PBC & PBT) 36% 36%
Finance Charges - Regular (PBC & PBT) 36% 42%
Finance Charges - Default (PBC & PBT)
* From the date of default.
42% 48%
Cheque Return / StandingInstruction Dishonour Charges Rs.400 Rs.400
Reissue of PIN Mailer Rs.100 Rs.100
Sales Slip Retrieval Charges Rs.300 Rs.300
Duplicate Statement Generation (PBC & PBT) Rs.100 Rs.100
BT* Processing Fee 1% of BT Amount Min: Rs.200 1% of BT Amount Min: Rs.200
EMI Processing Fee As per the rate applicable at the time of EMI registration. As per the rate applicable at the time of EMI registration.
Outstation Cheque Collection Rs.100 Rs.100
Foreign Currency Transaction Fee 3.5% 3.5%
Billing Change Request Rs.250 Rs.250
emPower Tool Annual Fee NIL NIL
Pay By Transaction Billing Annual Fee NIL NIL
Plan Your Rewards Annual Fee NIL NIL
Cash Limit as % of Total limit 15% 10%
Minimum Amount Due (MAD) PBC 5% of TAD* Min: Rs.200 5% of TAD* Min: Rs.200
3. Debit Card Savings Account Current Account
Issuance Charges (Magnetic Stripe) Rs.50 Rs.50
Issuance Charges (EMV) Rs.150 Rs.150
Annual Fees (All Types) Rs.25 Rs.50
4. SMS Alerts Charges (w.e.f. 29th May, 2017) SMS alerts will be charged on actual basis at domestic 50 Paisa per SMS, International – Rs 2 Per SMS and maximum is Rs 250 per Quarter(inclusive of service tax). Charges will be debited to all customers for the SMS sent for financial transactions only.Charges will not be levied for bank initiated alerts and for accounts opened under Dhanam Simple (Product Code 10), Dhanam Easy (Product Code 13) and Dhanam Basic Savings Bank Accounts (Product Code 36)

Revision in SMS Alert Service Charges with effect from 29.05.2017

5. IMPS Money Transfer Charges Inward Transaction Outward Transaction
Amount from Rs.1 and upto Rs.1 Lakh Free Rs.5 + GST
Amounts above Rs.1 Lakh and upto Rs.2 Lakh Free Rs.15 + GST
6. Drafts/TT/MT    
Issue Upto Rs.10,000 - Rs.25; >Rs.10,000 & upto Rs.50,000 - Rs. 90; >50,000 & upto Rs.1 lakh Rs.175; >Rs.1 lakh to less than Rs.10 lakh Rs.2/1000 (min Rs.200)  
Cancellatiion Rs.45 per instrument  
7. Outstation cheque collection Upto Rs.50,000 - Rs.20/instrument; Above Rs.50,000 & Upto Rs.1 Lac- Rs.90/instrument; Above Rs.1Lac- Rs.140/instrument  
8. NEFT Money Transfer- From Branch
Inward =Free

Outward = Charges from branch
Up to 10,000/- Rs.2.50 + GST per transaction;
from 10,001/- to 1 Lakh - Rs. 5.00 + GST per transaction ;
above 1 Lakh up to 2 Lakhs - Rs. 15.00 + GST per transaction and
above 2 Lakhs - Rs. 25.00 + GST per transaction.

9. NEFT/RTGS Money Transfer - Internet Banking/Mobile Banking Revised charges will be applicable from 21st March 2016 onwards
10. RTGS Money Transfer Inward =Free Outward = Charges from branch
above 2 lakhs - 5 lakhs - Rs.25 + GST per transaction;
above 5 lakh - Rs.50 + GST per transaction
11. Cheque return charges Outward Returns Inward Returns
For Savings Accounts Rs.45 for Local cheque Rs.300 per Cheque
For Current, Overdraft
Cash Credit Accounts
Rs.50 for Local & Rs 150 for Outstation - per Cheque Rs 400/- per cheque
Dishonour of outstation
/ local bills & cheques
Rs 140 for Outstation cheque
12. Cheque Book Issue Rs.3 per leaf
13. No Dues Certificate Rs 45 / instance

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