2. Credit Cards |
Platinum |
Gold |
Entrance Fees |
Rs.999 Waived |
Rs.499 Waived |
Annual Fees |
Rs.3999 Waived |
Rs.1999 Waived |
Add on Card |
Rs.999 Waived |
Rs.499 Waived |
Cash withdrawal fees |
Rs.400 Per Transaction |
Rs.400 Per Transaction |
Hot listing charges |
Rs.300 |
Rs.300 |
Other Charges |
|
|
Service Charges - Railway Booking |
POS: Rs.30+2.5% Online: 1.8% |
POS: Rs.30+2.5% Online: 1.8% |
Service Charges - Fuel Transaction |
Rs.10 or 2.5% |
Rs.10 or 2.5% |
Late Payment Fee - PBC* |
30% of MAD, Min: Rs.400 Max: Rs.600 |
30% of MAD, Min: Rs.400 Max: Rs.600 |
Late Payment Fee - PBT* |
10% of MAD, Min: Rs.100 Max: Rs.200 |
10% of MAD, Min: Rs.100 Max: Rs.200 |
Over Limit Fee |
2.5% of the amount exceeding limit; Min: Rs.300 |
2.5% of the amount exceeding limit; Min: Rs.300 |
Renewal Fee |
NIL |
NIL |
Application Processing Fee |
Rs.500 Waived |
Rs.250 Waived |
Reward Redemption Fee |
Rs.75 |
Rs.75 |
Interest Free Credit Period - PBT*
*Applicable only on all retail purchases |
45 Days |
45 Days |
Total Credit Period per Transaction - PBT |
75 Days |
75 Days |
Interest Free Credit Period - PBC*
*Applicable only on all retail purchases and if previous months balance outstanding is paid in full by due date. |
20 - 50 Days |
18 - 48 Days |
Finance Charges - Introductory : 3 Months from issue date, applicable only on Retail Purchases. (PBC & PBT) |
24% |
36% |
Finance Charges - Cash Advances (PBC & PBT) |
36% |
36% |
Finance Charges - Regular (PBC & PBT) |
36% |
42% |
Finance Charges - Default (PBC & PBT)
* From the date of default. |
42% |
48% |
Cheque Return / StandingInstruction Dishonour Charges |
Rs.400 |
Rs.400 |
Reissue of PIN Mailer |
Rs.100 |
Rs.100 |
Sales Slip Retrieval Charges |
Rs.300 |
Rs.300 |
Duplicate Statement Generation (PBC & PBT) |
Rs.100 |
Rs.100 |
BT* Processing Fee |
1% of BT Amount Min: Rs.200 |
1% of BT Amount Min: Rs.200 |
EMI Processing Fee |
As per the rate applicable at the time of EMI registration. |
As per the rate applicable at the time of EMI registration. |
Outstation Cheque Collection |
Rs.100 |
Rs.100 |
Foreign Currency Transaction Fee |
3.5% |
3.5% |
Billing Change Request |
Rs.250 |
Rs.250 |
emPower Tool Annual Fee |
NIL |
NIL |
Pay By Transaction Billing Annual Fee |
NIL |
NIL |
Plan Your Rewards Annual Fee |
NIL |
NIL |
Cash Limit as % of Total limit |
15% |
10% |
Minimum Amount Due (MAD) PBC |
5% of TAD* Min: Rs.200 |
5% of TAD* Min: Rs.200 |