FEATURES Power Current Account
1. Balance required to maintain (AMB) Rs.50,000 Monthly
2. Penal charges(AMB Non Maintainance) Rs. 500 Monthly
3. Account closure charges

Upto 14 days : Nil,
15 days to 6 months : Rs.500,
After 6 months : Nil

4. NEFT-From Branch

15 NEFT Free from Branch per month, beyond that
Upto Rs.10k - Rs.2.95 ,
Above Rs.10k to 1 Lakh - Rs. 5.90 ,
AboveRs.1 Lakh to 2 Lakhs - Rs. 17.70 ,
and above Rs. 2 Lakh - Rs.29.50 per transaction.

5. NEFT-Internet Banking Free
6. RTGS-From Branch 15 RTGS Free from Branch per month,
beyond that Upto Rs.2 lakh free,
above Rs 2 lakh to 5 lakh - Rs.29.50 per transaction,
Rs.5 lakh and above Rs.59 per transaction
7. RTGS-Internet Banking Charges applicable
8. Personalized PAP cheque book

1 cheque book (50 leaves) free per month, Rs.3.50 per leaf thereafter

9. Cash Deposit at Non Base Branch Free cash deposit up to Rs.50,000 per day
Third party deposits is allowed upto Rs.50,000 / branch / day along with TP form. No TP form required for single transaction < 25000 / day (IT directive on PAN to be followed). For cases where cash deposit is allowed above threshold (at branch discretion), charges @ Rs.2 per 1000, minimum Rs.50 per transaction will be levied.
10. Cash Withdrawal at Non Base Branch Free withdrawal upto Rs.1,00,000 per day
Third Party withdrawal allowed upto Rs.50,000 per transaction only. For cases where cash withdrawal is allowed above threshold (at branch discretion), charges @ Rs.1 per 1000, Minimum Rs.50per transaction will be levied.Customer has to inform the branch 1day in advance if amount more than 2 lakh.
11. Cash deposit at home branch per month Free upto Rs. 20 lakh per month beyond that Rs.2 per 1000/-
The threshold limit fixed for cash remittance without charges(free limit) is 20 times of AMB maitained by the customer during the previous month OR the threshold limit as prescribed by the product features,whichever is higher.
12. Anywhere banking funds transfer Free
13. Charges for DD at bank locations upto Rs.10,000 - Rs.50,
above Rs.10,000 & upto Rs.50,000 - Rs.150,
above 50,000 & upto Rs.1 lakh - Rs.250,
above Rs.1 lakh to less than Rs.10 lakh - Rs.2.50 per 1000
(min.Rs.250 and max.Rs.7500)
14. Charges of correspondence banks DD 5 DDs free per month beyond that
Upto Rs.10,000 - Rs.30,
above Rs.10,000 & upto Rs.50,000 - Rs. 100,
above 50,000 & upto Rs.1 lakh - Rs.200,
above Rs.1 lakh to less than Rs.10 lakhs - Rs.2 per 1000 (min.Rs.250 and max.Rs.7500)
15. PO Charges 20 POs Free per month beyond that
Upto Rs.10,000 - Rs.30,
above Rs.10,000 & upto Rs.50,000 - Rs.100,
above 50,000 & upto Rs.1 lakh - Rs.200,
above Rs.1 lakh to less than Rs.10 lakhs - Rs.2 per 1000 (min.Rs.250 and max.Rs.5000)
DDs & POs can be made for amount less than Rs.10 lakh (amount of free DD should be less than Rs.10 lakh / DD)
16. Cancellation Rs.100 per instrument
17. Cancellation & issuance of duplicate Instrument Rs.150 per instrument
18. Cheque issued & returned (financial reasons) Rs.400 per cheque
No charges for cheque returned for technical reasons
19. Cheque deposited & return Rs.100 for Local & Rs 200 for Outstation - per Cheque
20. ECS returns Rs.450
21. Outstation cheque collection at bank locations Rs.100 per instrument
22. Outstation cheque collection at non bank locations Rs.100 per instrument
23. Type of Debit Card Gold Debit Card
24. Debit Card issuance (registration) charges and Annual fees Debit Card Issuance (Registration) charges Rs.150/- and Annual charges of Rs.100/- with an exemption to customers who are maintaining average monthly balance of Rs.25,000/-
25. Limit of debit card Rs.50,000 per day
26. Limit for POS Rs.1,00,000 per day
27. Hot listing charges & reissue charges No charges for hot listing Rs.100 levied for reissue
28. ATM interchange (National / International) Free
29. ATM pin generation charges Free
30. Charges for per add-on card Rs.100
31. Mobile Bankings Free
32. SMS Alerts Domestic -60 Paisa Per SMS and maximum is Rs.400 Per quarter
33. Internet Banking Free
34. Phone Banking Free
  1. Issuance Charges are exempted for Renewal cards (Card issued following expiry)
35. Email monthly Free
36. Monthly one statement free per month,there after,Rs 25/- per statement
37. Stop payment Rs 65 per cheque leaf, Rs 110 for series
38. Enquires related to old record Rs.75 per request
39. Standing Instruction set up / Amendment Free
40. Duplicate passbook / Statament charges Rs. 50 per instance
41. Processing Charges for ECS Mandate RS.100/-
42. Photo attestation Rs.200 per instance
43. Signature attestation
44. Address attestation
45. No dues certificate
46. Balance confirmation charges
47. Telephone / Fax charges On actuals, minimum Rs.25
Door Step Banking
48. Cash pickup / Delivery 10 Transaction free per month (from Rs.25,000 to Rs.3 Lakh),
beyond that Rs.25,000 -Rs.1,00,000   Rs.500  Per pickup/Delivery;
Rs.1,00,000 - Rs.3,00,000 Rs. 750 Per pickup/Delivery;
Rs.3,00,000 - Rs.5,00,000 Rs. 1000 Per pickup/Delivery;
Rs.5,00,000 -Rs.10,00,000 Rs. 1500 Per pickup/Delivery
50. Cheque pickup / Delivery 1 pick up/delivery free per day beyond that Rs. 100 per pick up or delivery
Door step banking facility is available only at select branches - please contact your branch to opt for this facility. For enjoying doorstep banking, customer needs to sign the agreement. No Free door step banking limit will be given to the customer not maintaining the average monthly balance, they will be charged for all such transactions for that month, post-facto.
51. Special features -
Common Guidelines
1. Average Monthly Balance (AMB) is the average daily balance maintained by the customer for a period of 30/31 days. It is the Summation of Daily Closing balance for a period of a month - 30/31 days ,as applicable divided by the number of days
2. An initial payment for opening a new account should be made for at least the Minimum Average Monthly Balance of the account
3. Minimum Average Balance Charge on an account type shall not be applicable for the Account Opening Month
4. Monthly/Annual cycle charges as applicable on the account type can be recovered anytime during the month
5. In case of insufficient funds in the account for recovery of service charges, Dhanlaxmi Bank reserves the right to force debit or make repeated attempt (s) to recover charges as applicable to the account type
6. The charges mentioned in the schedules are exclusive of taxes i.e.service tax, education cess etc as applicable (except for NEFT,RTGS & OCC; where charges are inclusive of taxes)
7. For the purpose of Cash Deposit Charges, we will be considering all Branches in the Branch Location/City as the Base Branch. For the list of branches in your location please refer our website (www.dhanbank.com) or visit your nearest Branch.