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Gift Card Trying to read someone's mind while searching for the perfect gift is easier said than done. Gifting just got simpler with Dhanlaxmi Bank Gift Card. You can now do away with the chore of selecting, searching or organizing a perfect gift for your loved ones. Just pick a Gift Card with a denomination that you'd like to gift, and give them the freedom to buy what they want. This Gift Card can be used at over 4, 50,000 VISA merchant outlets across the country. It is simple, convenient and most importantly thoughtful.

Features Charges FAQ Apply Features Higher Acceptance - The Dhanlaxmi Bank Gift Card is a VISA signature based card with one of the widest acceptances across merchant outlets. Your Gift Card can be used at over 450,000 VISA enabled merchant outlets across the country. So just go for it! Convenience - It works similar to a Debit Card for making purchases at merchant outlets, hotels, restaurants, shops, ticketing etc. Denomination - An Individual can load the card with any amount between Rs.500 and Rs.10,000, in multiples of Rs.100 and maximum number of cards that can be issued per customer is ten(10) numbers aggregating to Rs. 1 Lac per annum. For Corporates, maximum amount that can be gifted is Rs. 5,000 per card and shall not exceed the total value of Rs. 50,00,000/- (Rupees Fifty Lacs only) per annum with a maximum number of 5000 cards per customer. Balance Enquiry - You can check the balance on the card at any Dhanlaxmi Bank ATM. Redeem unutilised balance - The unutilised balance on the card can be redeemed within six months of the expiry of the card at any Dhanlaxmi Bank branch.   Why not Cash? Why not Gift Vouchers? Why Dhanlaxmi Bank Gift Card 1 Logistically difficult to manage and handle. The disbursal may also be an issue. Not the best way to gift in the modern era. Inconvenient to handle and manage the inventory for gifting to multiple users. No reconciliation issues. The Bank can provide MIS of cards issues and the respective amounts loaded. It is completely hassle free. 2 Difficult to carry large amount of cash. Limited acceptance at the Merchants who issue & accept these vouchers. Widest acceptance at the Merchant outlets. Your Gift Card is accepted at over 450,000 Merchants. Higher flexibility in terms of choice. 3 Cash is an insecure way of gifting, may lead to loss of amount if stolen. In case of loss, the voucher amount cannot be recovered easily. Secure – The card can be blocked if lost/stolen. The amount on the Gift Card remains safe.   Charges Sr. No. Type of Charge Amount 1 Issuance Charges (at the time of issuing the card) Rs. 100/- 2 Redemption Charges Rs 100/- will be charged for redeeming any unutilised balance amount on the card.   Frequently asked Questions - FAQs         What is Dhanlaxmi Bank Gift Card? Dhanlaxmi Bank Gift Card is a prepaid non-reloadable card that can be used for purchases at all VISA enabled merchant outlets.         How & where can I buy the Dhanlaxmi Bank Gift Card? The Gift Card is available off-the-shelf at all the Dhanlaxmi Bank branches. Just walk into your nearest Dhanlaxmi Bank branches and fill up an application form along with a few documents. you can alternatively call our 24 hour customer care number at +91 044 42413000 for any product related information.         Is the PAN card number mandatory for the purchase of the Gift Card? Yes, PAN card is mandatory while filling up the Gift Card form .         How long does it take to activate the Gift Card after the purchase?? The Gift Card is activated within 48 hours of the purchase(and receipt of amount to be loaded in the Card.)         What are the minimum and maximum limits to which the card can be loaded with the gift amount? The Gift card can be loaded for any amount (in multiples of Rs.100) between Rs.500 and Rs. 10,000 per card for Individuals and between Rs.500 and Rs.5,000 per card in case of Corporate. For Individuals, the maximum number of cards to be issued per customer is 10 Nos aggregating to Rs. 1 Lac per annum. For Corporate, the total value shall not exceed Rs. 50,00,000 per annum with a maximum number of 5000 cards per customer.         How can I check the balance available on my Gift Card? The Gift Card comes with an ATM PIN. It can be used at any Dhanlaxmi Bank ATM to check balances. However, no cash withdrawals are permitted on the Gift Card through ATMs.         On what occasions can I gift the card? The Gift Card is suitable for gifting your loved ones on occasions like marriages, birthdays, anniversaries or festivals etc., Dhanlaxmi Bank Gift Card can also be used by Corporate as a gifting solution to their employees, distributors, agents etc.         Where can the Gift Card be used? Are there any limitations in terms of using the Gift Card? The Gift Card can be used at more than 4, 50,000 VISA enabled merchant outlets across the country. You cannot use it for internet transactions. Usage limitations: Your Dhanlaxmi Bank Gift Card can only be used for purchase at VISA enabled merchant outlets in India Your Gift Card cannot be used for cash withdrawals at the ATMs The amount loaded on the Gift Card has to be utilized within the validity period of the card, which is printed on the card. The Gift Card cannot be renewed         Can I withdraw cash on my Dhanlaxmi Bank Gift Card? The Dhanlaxmi Bank Gift Card can only be used at Point-of-Sale terminals at merchant outlets for any transaction. You can only check the balance on the Gift Card at any Dhanlaxmi Bank ATM but cannot withdraw any cash.         What number do I quote to the Bank in case of any correspondence or queries on the Gift Card? Please quote the 15 digit reference number printed on your welcome letter for any correspondence with the Bank or for any queries.         Can I use the Gift Card for purchase transactions on the internet or over phone? No, the Gift Card cannot be used for purchase transactions on the internet or through phone. The card can only be used at VISA enabled merchant outlets with a point of sale (POS) terminal.         I intend to purchase the Gift Card for my personal use. Can I do so? Yes, the Gift Card can be used by purchasers as well. If you intend to use it yourself, sign on the reverse of the Card to avoid unauthorized use.         Can I reload my Gift Card for further use and purchases? The Dhanlaxmi Bank Gift card is a pre-paid non-reloadable card. It can be loaded only once at the time of issuance for a maximum value of Rs.10,000.         What does one do if the Gift Card issued is lost or stolen? On loss of the card, please report it to our customer care at +91 044 42413000 . You would need to file a report of the card loss with the police and submit a copy of the same to the branch. The lost card will be hotlisted and the available amount less charges would be repaid to the original card applicant.         What do I do when my Dhanlaxmi Bank Gift Card has expired? Once the card has expired, the original purchaser needs to hand over the card to the card over to the nearest Dhanlaxmi Bank branch. Any amount over Rs.100 will be refunded to the purchaser after deducting Bank charges, provided that the redemption is sought within 6 months of the card’s expiry.         Will I get a replacement card for the amount that is remaining unutilized on the Gift Card? No, the Bank does not issue a replacement card after the Gift Card has expired.         What happens when the card is utilized to the fullest and the amount on the card is nil? In such cases please cut the card into four pieces and hand them over to the nearest Dhanlaxmi Bank branch against an acknowledgement.           What are the charges applicable on the Gift Card? Charges are as follows Sr. No. Type of Charge Amount 1 Issuance Charges (at the time of issuing the card) Rs. 100/- 2 Redemption Charges Rs 100/- will be charged for redeeming any unutilised balance amount on the card.   Most Important Terms & Conditions Credit Card Terms & Conditions Fair Practice Code Bank's Code of Commitment ECS Form Auto Debit Form Drop Box Locations Apply Walk into your nearest Dhanlaxmi Bank branch Write to us at customercare@dhanbank.co.in Call our customer care at +91 044 42413000