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Gold Loan

Realise the full potential of your gold ornaments without liquidating it with our instant gold loan. You can benefit with the flexi-payment options, attractive interest rates and the assurance of utmost safety for your valuables.

  • Avail gold loan in minutes
  • Easy documentation
  • Flexible tenure and repayment options
  • Attractive interest rates starting 9.65% (Fixed)*
  • Overdraft facility available with the flexibility of partial release and pledge of gold
**Terms & conditions apply

  • Individuals, proprietorships, and partnership firms can avail the loan against gold ornaments owned by the individual, proprietor or any partner of the firm

    Pre-Sanction Documentation

  • Proof of identity (passport copy/voters id/driving license/pan card)
  • Address proof ( electricity bill/landline telephone bill/passport copy/shop & establishment certificate/rental agreement/ration card)
  • 2 passport size photograph
    Post Sanction Documentation

  • Pledge form
  • Demand promissory note

Description of charges Gold loan
Processing charges (non refundable) 1% of the loan amount+service tax
Valuation fees As per actuals
Legal & incidental charges As per actuals.
Overdue charges 2% p.a over and above applicable interest rate
Foreclosure charges nil

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