Trade & Finance

Trade & Finance

Dhanlaxmi Bank (DLB), is catering to Foreign Exchange requirements of Resident Indians, Non-resident Indians, Importers & Exporters including Overseas Direct Investments (ODI) & Foreign Direct Investment (FDI).

Dhanlaxmi Bank offers various Schemes /Services to our esteemed Customers with Attractive Rates and Hassle Free Processing.

Resident Indians:-

Liberalized Remittance Scheme :-

  • Under LRS scheme Resident Individuals Customers can freely remit up to USD 2,50,000 per Financial Year (Limit may change as per RBI Direction) for any permitted current or capital account transaction or a combination of both. The Scheme is not available to corporates, partnership firms, HUF, Trusts, etc. LRS Window can be utilized mainly for the following purposes.
  • Private visits
  • Gift/donation
  • Going abroad on employment
  • Emigration
  • Maintenance of close relatives abroad
  • Business trip
  • Medical treatment abroad
  • Facilities available to students for pursuing their studies abroad etc

Non Resident Indians :-

  • Foreign Currency Non-resident Deposit A/c (FCNRB),
  • RFC Account (SB/FD),
  • Non-resident External A/c(SB/CA/FD),
  • Non-resident Ordinary A/c (SB/CA/FD/RD),
  • Foreign Inward Remittances ,
  • Money Transfer Service Schemes (MTSS)
  • Foreign Outward Remittance etc.

Trade Finance :-


Non-Fund Based.
  • Bank Guarantees & Standby Letter of Credits (SBLC)
  • The Bank Guarantees the creditworthiness or the business capacity of its Customers through our financial and performance guarantees.
  • Letter of Credit (LC)- DLB offers issuance of Letter of Credits to facilitates your purchases of goods in trading operations, both domestic and international. The bank's reasonably good network of branches and correspondent banks enables your enterprise to sustain a seamless flow of business on local as well as global platforms. The bank is having trained Trade Finance team who will provide you with credit and trade information and market knowledge, helping you extract more value from business.
  • Other Products/Services available for Importers and Exporters.
  • Issue of Letter of Credit (LC)
  • Issue of Shipping guarantees,
  • Import financing,
  • Import Bill collections Handling,
  • Direct and Advance remittances,
  • Trade Credits.
  • Performance and financial Bank Guarantees.
  • Term Loan for import of Machinery
  • Export Bills Negotiation/Purchase/Discounting,
  • Pre-Shipment Financing (INR and FCY).
  • Export Letter of Credit (LC) advising;
  • Arranging for LC confirmation.
  • Export bills Collection services.
  • Forward Contract Booking Facility.
  • Facilitate Insurance through Export Credit Guarantee Corporation (ECGC)
Get help from a dedicated trade finance desk from your nearby Branches for all your queries/Clarifications.