Home Loan
Home loan
Buying a home of your own is a big decision and a big step. At Dhanlaxmi Bank, we understand how significant this step is for you and have lined up a host of home financing options just to make this big step simpler for you
Apply EMI CalculatorFeatures
Greater Flexibility
- Enjoy higher loan amount against your income
- Repayment tenure from minimum of 3 years to maximum of 15 years*
- Attractive interest rates
- Simplified documentation
- Door step services
Special Schemes
- Mortgage Reducing Term Assurance (MRTA) insurance plans to cover your outstanding Home Loan in your absence
Transparency
- One time processing fee
- No hidden charges
- No post loan hassles
Refinance options
- Avail refinance facility within 12 months on the payments made towards acquisition of a house.
- Attractive rates on Balance Transfer of your existing loan
- Additional top up loan for your personal use.
*Terms & conditions apply
Variants
Home Extension Loan
With Home extension loan you can extend or add space to your home as per your requirement. So if you ever wanted to make your living room bigger, have a balcony etc, Dhanlaxmi Bank's loan will assist you once you have all necessary regulatory approvals in place.
Home Improvement Loan
Our Home Improvement Loan is designed to help you carry out internal and external repairs and other structural improvements such as tiling and flooring, internal and external painting, plumbing, electrical work, waterproofing and roofing, construction of underground/overhead water tank, etc. Once you have an estimate from civil works agency of your choice, you can avail this loan and refurbish your home.
Plot + Construction Loans
With this loan you get access to a plot loan and a construction loan which will help you with the finance required to acquire a plot and construct your home on it.
Construction Loan
With this loan you can now build your home on an existing plot as per your design and requirement.
Fees & Charges
- Please click here for detailed Fees & Charges
More Info
- Please click here for procedure
- Please click here for loan agreement copy
- Please click here for application form
- Please click here for FAQ