Retail Netbanking

The  list of Dhanlaxmi Bank Internet Banking site is given below for a quick overview.

Password Delivery Features

• (OGP) Online Generation Password
• Password Request at Branch

Security Features

• Secure Image Verification.
• Secure Message Verification.
• (OTP) One Time Password via SMS (Two Factor Authentication)
• Nexus Smart ID Authentication (Two Factor Authentication)

Settings

• Change Password
• Change Secure Image
• Change Secure Message
• Manage Smart ID – An alternate option for SMS two factor authentication

Dashboard

• Accounts - Savings and Current Accounts Balances.
• Deposits - Term Deposits Balances (Recurring and Fixed).
• Loans - Outstanding Amount, Branch & Next Payment Date.
• Credit Card - Credit Card (Cash & Card) Limit.
• Debit Card – Quick Links
• Networth Chart
• Quick Transfer – Within Bank & Other Bank
• Quick Link

Products

• Accounts - Savings and Current Accounts
  • Statements (Mini & Detailed)
  • PDF & Excel Download
  • Share Statement – My Mail & Other Mail
  • Transaction Search
  • View Details
  • Edit Product Name
  • Requests
  • Chart – Debit & Credit
  • Repeat Transactions (Own, Loans)
  • Pay Later Transaction ( Own, Credit Card, Loans

• Deposits
  • View Details
  • TD / RD - Download Advice
  • Edit Product Name
  • Recurring Deposit Statement (Mini & Detailed)
  • Search Transaction
  • PDF & Excel Download
  • Share Statement – My Mail & Other Mail
  • Requests
  • Apply for New Deposit Account (+)

• Loans
  • View Details
  • Loan Statement

• Credit Cards
  • Reward Points Summary
  • Request
  • View Details
  • Unbilled Transactions
  • Billed Transactions
  • Supplementary Cards
  • Last 6 Months Statements

Transfers

• Manage Beneficiary – Within Bank & Other Bank
• Search Beneficiary
• My Accounts (CASA, Loan, Credit Card)
• Within Bank
• Other Bank ( 24 * 7 - IMPS / NEFT / RTGS )
• GST Payment
• Repeat Transactions
• Pay Later Transactions
• Payment Receipt Confirmation in PDF format 
• One Time payment without beneficiary addition
• Other bank’s Credit Card payment via NEFT. Please Click Here to know more.
• Other bank’s Loan payment via NEFT. Please Click Here to know more.

Services

• Accounts
  • Cheque Book Request
  • Stop Cheque Request
  • Cheque Status Inquiry
  • Positive Pay
  • Pradhan Mantri Jeevan Jyoti Bima Yojana( PMJJBY) Subscription
  • Pradhan Mantri Suraksha Bima Yojana( PMSBY) Subscription
  • Sovereign Gold Bond Subscription
  • APY (Atal Pension Yojana) Subscription

• Deposits
  • Open Deposit
  • TDS Enquiry
  • RD Withdraw
  • TD Premature Withdraw
  • Modify TD Payout Instruction
  • Submit Form 15 G / H

• Loans
  • Overdraft Against Deposit

• Debit Cards
  • Green PIN
  • Card Hot Listing
  • Card Reissuance
  • Block / Unblock Card
  • Domestic Limit Management
  • International Limit Management

• Credit Cards
  • Green PIN
  • Manage EMI
  • Card Hot Listing
  • Block / Unblock Card
  • Card Reissuance
  • Domestic Limit
  • International Limit
  • Manage Sub Limit
  • Unsecured Transactions

• General
  • Update PAN - Offline
  • Update Aadhaar - Offline
  • Update Email ID - Offline
  • Manage Nominee
  • Download Form 15 G / H

• Request Status – Status of Offline Requests

Bill Payment

• Utility Bill Payments.
• Insurance Payments.
• Mobile Recharge.
• DTH Recharge.
• Donation.
• Subscriptions.

Transactions

• Tansaction Search with various search options.
•  Download Transaction Receipt.

Other

• Forex Rates.
• Interest Rates.
• Modify Transfer Limit
• Change Transaction Limit Segment

Online Shopping via Payment Gateway from Merchant website

• Air Ticket Booking.
• Rail Ticket Booking.
• Movie Ticket Booking.
• Credit Card Bill Payment.
• EMI Payment.
• Insurance Payment.
• Mobile Recharge.
• DTH Recharge.
• TOLL Recharge.
• Renewal of Antivirus Software.
• Donation.
• Subscriptions.

Please Click Here to view FAQs

Bank alerts the customer of all the financial Online transactions / ATM / POS and critical non-financial transactions by way of SMS and Email.